How much does a Snap-On cost to buy or open?

The typical deal for Snap-On is $150K across 46 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Snap-On?

0% of Snap-On's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Snap-On with an SBA loan?

Yes — Snap-On has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Snap-On, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1593)

46 deals since 2020 · typical deal $150K · 0% failure rate

Deals since 2020

$150K

Typical deal

Deals since FY2025

Failure rate (FY20–23)

Snap-On buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Snap-On

Most Snap-On deals financed between $90K and $302K. Above $302K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$150K

Monthly payment (10-yr): $2,218
Down payment (10%): $17K
Cash to close (all-in): $21K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$21K)

Experience

Recent financings

DURAN OPERATIONS LLC in Tulare, CA — $218K (2026) · Northeast Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)

Snap-On, by the numbers

Recent financings

Who funds Snap-On — and where

Common questions

How much does a Snap-On cost to buy or open?

How risky is Snap-On?

Can I finance a Snap-On with an SBA loan?

AI summary