How much does a SoBol cost to buy or open?

The typical deal for SoBol is $80K across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $9K of buyer cash on a typical deal.

SoBol has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a SoBol with an SBA loan?

Yes — SoBol has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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SoBol, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2573)

11 deals since 2020 · typical deal $80K

Deals since 2020

$80K

Typical deal

Deals since FY2025

—

Too few deals to score risk

SoBol has 11 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for SoBol

Most SoBol deals financed between $32K and $321K. Above $321K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$80K

Monthly payment (10-yr): $1,183
Down payment (10%): $9K
Cash to close (all-in): $11K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$11K)

Experience

Recent financings

SCHARLACH ENTERPRISES, LLC in Powell, OH — $324K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term

SoBol, by the numbers

Recent financings

Who funds SoBol — and where

Common questions

How much does a SoBol cost to buy or open?

How risky is SoBol?

Can I finance a SoBol with an SBA loan?

AI summary