How much does a Supercuts cost to buy or open?

The typical deal for Supercuts is $250K across 27 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.

How risky is Supercuts?

0% of Supercuts's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Supercuts with an SBA loan?

Yes — Supercuts has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Supercuts, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1648)

27 deals since 2020 · typical deal $250K · 0% failure rate

Deals since 2020

$250K

Typical deal

Deals since FY2025

Failure rate (FY20–23)

Supercuts buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Supercuts

Most Supercuts deals financed between $180K and $688K. Above $688K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$250K

Monthly payment (10-yr): $3,696
Down payment (10%): $28K
Cash to close (all-in): $37K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$37K)

Experience

Recent financings

Cutters, Inc. in Springfield, MO — $1.4M (2026) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)

Supercuts, by the numbers

Recent financings

Who funds Supercuts — and where

Common questions

How much does a Supercuts cost to buy or open?

How risky is Supercuts?

Can I finance a Supercuts with an SBA loan?

AI summary