System4, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1659)
15 deals since 2020 · typical deal $480K
15
Deals since 2020
$480K
Typical deal
6
Deals since FY2025
—
Too few deals to score risk
System4 has 15 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for System4
Most System4 deals financed between $268K and $1.82M. Above $1.82M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,272
- Down payment (10%)
- $53K
- Cash to close (all-in)
- $71K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$71K)
Experience
Recent financings
- PLUM BEACH PARTNERS LLC in North Kingstown, RI — $2.6M (2026) · purchase · Webster Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term