Take 5 Oil Change, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3083)
18 deals since 2020 · typical deal $1.1M
18
Deals since 2020
$1.1M
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
Take 5 Oil Change has 18 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Take 5 Oil Change
Most Take 5 Oil Change deals financed between $820K and $1.77M. Above $1.77M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $14,411
- Down payment (10%)
- $122K
- Cash to close (all-in)
- $168K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$168K)
Experience
Recent financings
- BUNNYS OIL MONKEYS LLC in Spokane Valley, WA — $1.8M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term