Tommy's Express, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2297)
14 deals since 2020 · typical deal $4.7M
14
Deals since 2020
$4.7M
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
Tommy's Express has 14 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Tommy's Express
Most Tommy's Express deals financed between $400K and $5.00M. Above $5.00M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $60,991
- Down payment (10%)
- $518K
- Cash to close (all-in)
- $717K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$717K)
Experience
Recent financings
- B4 Smith Holdings LLC in Orlando, FL — $5.0M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term