Top Rail Fence, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7810)
27 deals since 2020 · typical deal $210K · 0% failure rate
27
Deals since 2020
$210K
Typical deal
15
Deals since FY2025
0%
Failure rate (FY20–23)
Top Rail Fence buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for Top Rail Fence
Most Top Rail Fence deals financed between $50K and $246K. Above $246K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,105
- Down payment (10%)
- $23K
- Cash to close (all-in)
- $31K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$31K)
Experience
Recent financings
- Southeast Project Group, Inc. in Cumming, GA — $315K (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term