How much does a VARSITY ZONE HEATING AND AIR CONDITIONING cost to buy or open?

The typical deal for VARSITY ZONE HEATING AND AIR CONDITIONING is $277K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $30K of buyer cash on a typical deal.

How risky is VARSITY ZONE HEATING AND AIR CONDITIONING?

VARSITY ZONE HEATING AND AIR CONDITIONING has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a VARSITY ZONE HEATING AND AIR CONDITIONING with an SBA loan?

Yes — VARSITY ZONE HEATING AND AIR CONDITIONING has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

VARSITY ZONE HEATING AND AIR CONDITIONING SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Stephens Residential and Commercial Services, Inc. in Clinton, TN — $350K (2026) · American National Bank

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $263K (75%)
Approval → funding: 17 days
Approved: 12/1/2025
First disbursed: 12/18/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Startup, Loan Funds will Open Business
Industry: Plumbing, Heating, and Air-Conditioning Contractors

Funded by American National Bank

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VARSITY ZONE HVAC 119 in San Antonio, TX — $333K (2026) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $250K (75%)
Approval → funding: 8 days
Approved: 12/2/2025
First disbursed: 12/10/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Logos Collective Inc. in Norwalk, CT — $277K (2026) · First Commonwealth Bank

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $208K (75%)
Approval → funding: 16 days
Approved: 1/14/2026
First disbursed: 1/30/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Ready Home Services LLC in Houston, TX — $241K (2026) · First Command Bank

Program: Preferred Lenders Program
Rate at approval: 9% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $181K (75%)
Approval → funding: 40 days
Approved: 1/9/2026
First disbursed: 2/18/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4

Albatross Search Partners LLC in Tampa, FL — $190K (2025) · American National Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $143K (75%)
Approval → funding: 66 days
Approved: 7/15/2025
First disbursed: 9/19/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

VARSITY ZONE HEATING AND AIR CONDITIONING, by the numbers

Recent financings

Who funds VARSITY ZONE HEATING AND AIR CONDITIONING — and where

Common questions

How much does a VARSITY ZONE HEATING AND AIR CONDITIONING cost to buy or open?

How risky is VARSITY ZONE HEATING AND AIR CONDITIONING?

Can I finance a VARSITY ZONE HEATING AND AIR CONDITIONING with an SBA loan?

AI summary