How much does a Victory Lane Quick Oil Change cost to buy or open?

The typical deal for Victory Lane Quick Oil Change is $1.0M across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $110K of buyer cash on a typical deal.

How risky is Victory Lane Quick Oil Change?

Victory Lane Quick Oil Change has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Victory Lane Quick Oil Change with an SBA loan?

Yes — Victory Lane Quick Oil Change has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Victory Lane Quick Oil Change SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Incognito Family LLC in Delta, CO — $1.9M (2025) · Milestone Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 308 months
SBA guaranteed: $1.5M (75%)
Approval → funding: 6 days
Approved: 7/8/2025
First disbursed: 7/14/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 9
Business age: New Business or 2 years or less
Industry: Automotive Oil Change and Lubrication Shops

Funded by Milestone Bank · Lender record →

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Victory Lane Quick Oil Change in Florence, KY — $1.0M (2025) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $753K (75%)
Approval → funding: 10 days
Approved: 7/21/2025
First disbursed: 7/31/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Young Bayou Ventures, Inc. in Canyon Lake, TX — $832K (2025) · Milestone Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 126 months
SBA guaranteed: $624K (75%)
Approval → funding: 22 days
Approved: 7/21/2025
First disbursed: 8/12/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Victory Lane in Leland, NC — $1.3M (2022) · Celtic Bank Corporation

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 312 mo (26 yrs)
SBA guaranteed: $974K (75%)
Approval → funding: 28 days
Approved: 1/3/2022
First disbursed: 1/31/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

apple of my eye LLC in Rex, GA — $280K (2022) · Grasshopper Bank National Association

Program: 7a General
Rate at approval: 6.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $210K (75%)
Approval → funding: 18 days
Approved: 4/15/2022
First disbursed: 5/3/2022
Loan status: In liquidation
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

419 Enterprises, Inc in North Branch, MN — $1.1M (2021) · Wells Fargo Bank National Association

Program: Preferred Lenders Program
Rate at approval: 0.4% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $1.0M (90%)
Approval → funding: 8 days
Approved: 7/13/2021
First disbursed: 7/21/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

T.E. Price & Company, Inc. in Winchester, VA — $943K (2021) · Community Bank & Trust-West Georgia

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 304 months
SBA guaranteed: $849K (90%)
Approval → funding: 57 days
Approved: 8/18/2021
First disbursed: 10/14/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Victory Lane Quick Oil Change, by the numbers

Recent financings

Who funds Victory Lane Quick Oil Change — and where

Common questions

How much does a Victory Lane Quick Oil Change cost to buy or open?

How risky is Victory Lane Quick Oil Change?

Can I finance a Victory Lane Quick Oil Change with an SBA loan?

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