Waxing the City, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1905)
79 deals since 2020 · typical deal $425K · 10.34% failure rate
79
Deals since 2020
$425K
Typical deal
31
Deals since FY2025
10.34%
Failure rate (FY20–23)
10.34% of Waxing the City's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for Waxing the City
Most Waxing the City deals financed between $209K and $500K. Above $500K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,558
- Down payment (10%)
- $47K
- Cash to close (all-in)
- $63K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$63K)
Experience
Recent financings
- Heptig Management Group LLC in Dothan, AL — $1.1M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term