Wendy's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1914)
20 deals since 2020 · typical deal $942K
20
Deals since 2020
$942K
Typical deal
7
Deals since FY2025
—
Too few deals to score risk
Wendy's has 20 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Wendy's
Most Wendy's deals financed between $525K and $1.57M. Above $1.57M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $12,319
- Down payment (10%)
- $105K
- Cash to close (all-in)
- $144K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$144K)
Experience
Recent financings
- White Lake Group LLC in Fenton, MI — $605K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term