Lender record
1st State Bank
The real lending record — every figure from funded deals. HQ: 4800 Fashion Square Blvd, Saginaw, MI. 5 branches.
65
Recent deals (FY20+)
$250K
Typical deal
26 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 4800 Fashion Square Blvd, Saginaw, MI. 5 branches.
65
Recent deals (FY20+)
$250K
Typical deal
26 days
Approval → funding
0%
Failure rate (FY20–23)
Most 1st State Bank deals land between $50K and $500K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$484.2M
▲ 0.8% vs prior quarter
Deposits on hand
$424.9M
▲ 1.2% vs prior quarter
Loans outstanding
$311.4M
▼ 0.6% vs prior quarter
Net income (latest qtr)
$1.7M
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with 1st State Bank
Tell us where to reach you and we'll arrange the introduction — to 1st State Bank or a comparable SBA specialist who fits your deal even better.
1st State BankMain office4800 Fashion Square BlvdSaginaw, MI 48604 · since 2004
State Street Branch5424 State StSaginaw, MI 48603 · since 2005
Bay City Branch601 N Madison AveBay City, MI 48708 · since 2006
Wilder Road Bay City Branch3907 Wilder RdBay City, MI 48706 · since 2013
Midland Branch400 Ashman StMidland, MI 48640 · since 2018
Branch data: FDIC BankFind.
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48 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with 1st State Bank.
1st State Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal