Can Central Bank fund you? The bank behind the loans
Total assets
$2.2B
▼ 0.5% vs prior quarter
Deposits on hand
$1.9B
▼ 0.7% vs prior quarter
Loans outstanding
$2.0B
▲ 0.8% vs prior quarter
Net income (latest qtr)
$4.7M
•An active SBA program (~0.7% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Central Bank more SBA-focused than 8% of the banks on our record.
•Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
•Return on assets of 0.83% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Tell us where to reach you and we'll arrange the introduction — to Central Bank or a comparable SBA specialist who fits your deal even better.
Walk into a Central Bank branch (23)
Central BankMain office600 Lake AveStorm Lake, IA 50588 · since 1879
Brookings Branch600 Main AveBrookings, SD 57006 · since 1913
3624 Sixth Avenue Branch3624 6th AveDes Moines, IA 50313 · since 1921
Cherokee Central Trust Branch201 W Main StCherokee, IA 51012 · since 1931
Spirit Lake Branch1400 18th StSpirit Lake, IA 51360 · since 1935
Drive-In Branch1237 Lake AveStorm Lake, IA 50588 · since 1978 · limited service
4018 University Branch4018 University AveDes Moines, IA 50311 · since 1986
Sioux Falls South Minnesota Branch2500 S Minnesota AveSioux Falls, SD 57105 · since 2000
522 Fourth Street Branch504 4th StSioux City, IA 51101 · since 2001
Scroll for all 23 branches · Branch data: FDIC BankFind.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Central Bank.
AI summary
Central Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Central Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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2 deals
86th Street Branch
4848 86th St
Urbandale, IA 50322 · since 2002
Sioux Falls - West 12th Branch2104 W 12th StSioux Falls, SD 57104 · since 2004
North Career Avenue Branch4900 S Western AveSioux Falls, SD 57108 · since 2004
Mills Civic Branch5070 Mills Civic PkwyWest Des Moines, IA 50265 · since 2004
Central Bank - Hamilton Branch2906 Hamilton BlvdSioux City, IA 51104 · since 2006
North Ankeny Branch2805 N Ankeny BlvdAnkeny, IA 50023 · since 2007
Central Bank - Morningside Branch4201 S Lakeport StSioux City, IA 51106 · since 2012
Waukee Branch300 E Hickman RdWaukee, IA 50263 · since 2017