Lender record
Central Bank & Trust Co.
The real lending record — every figure from funded deals. HQ: 300 W Vine St, Lexington, KY. 28 branches.
7
Recent deals (FY20+)
$729K
Typical deal
—
Approval → funding
Lender record
The real lending record — every figure from funded deals. HQ: 300 W Vine St, Lexington, KY. 28 branches.
7
Recent deals (FY20+)
$729K
Typical deal
—
Approval → funding
Most Central Bank & Trust Co. deals land between $350K and $925K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$4.0B
▲ 1.2% vs prior quarter
Deposits on hand
$3.1B
▲ 1.3% vs prior quarter
Loans outstanding
$2.9B
▲ 0.7% vs prior quarter
Net income (latest qtr)
$12.2M
FDIC call-report data, quarter ending 03/2026.
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Central Bank & Trust Co.Main office300 W Vine StLexington, KY 40507 · since 1938
North Maple Branch43 N Maple StWinchester, KY 40391 · since 1885
Southland Branch256 Southland DrLexington, KY 40503 · since 1968
Nicholasville Road Branch100 E Reynolds RdLexington, KY 40517 · since 1971
Richmond Road Branch2233 Richmond RdLexington, KY 40502 · since 1971
Versailles Road Branch2347 Versailles RdLexington, KY 40504 · since 1972
North Park Branch515 W New Circle RdLexington, KY 40511 · since 1972
Tates Creek Road Branch3270 Tates Creek RdLexington, KY 40502 · since 1972
Tates Creek Centre Branch4090 Tates Creek Centre DrLexington, KY 40517 · since 1983
Scroll for all 28 branches · Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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7 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Central Bank & Trust Co..
Central Bank & Trust Co. is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Harrodsburg Road Branch3700 Harrodsburg RdLexington, KY 40503 · since 1991
Andover Banking Center Branch3101 Mapleleaf DrLexington, KY 40509 · since 1996
Taylorsville Rd Branch4630 Taylorsville RdLouisville, KY 40220 · since 1996
Nicholasville Branch301 N Main StNicholasville, KY 40356 · since 1998
Hurstbourne Plaza Branch9300 Shelbyville RdLouisville, KY 40222 · since 2001
Georgetown Branch - Connector Road410 Connector RdGeorgetown, KY 40324 · since 2002
Turfway Road Branch7310 Turfway RdFlorence, KY 41042 · since 2005
Berea Branch101 Brentwood DrBerea, KY 40403 · since 2006
Richmond Branch350 W Main StRichmond, KY 40475 · since 2006
Keene Road Branch1471 Keene RdNicholasville, KY 40356 · since 2006
Waterfront Plaza Branch321 W Main StLouisville, KY 40202 · since 2007
Fort Mitchell Branch2075 Dixie HwyFort Mitchell, KY 41011 · since 2007
Sir Barton Branch2443 Sir Barton WayLexington, KY 40509 · since 2008
Crestview Hills Branch2850 Turkeyfoot RdCrestview Hills, KY 41017 · since 2008
Eastland Banking Center649 E New Circle RdLexington, KY 40505 · since 2010
Georgetown Branch100 W Main StGeorgetown, KY 40324 · since 2011
Union Branch9021 Us Highway 42Union, KY 41091 · since 2019
Outer Loop Brnch3541 Outer LoopLouisville, KY 40219 · since 2019
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal