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Citizens & Northern Bank: SBA Loan Record & Businesses Financed | DealRoom
SBA lender record
Citizens & Northern Bank 90 Main St, Wellsboro, PA, 16901. The complete public SBA 7(a) lending record (FY2020–25) — every business Citizens & Northern Bank financed, every failed deal, the branches, and the FDIC profile.
FDIC profile
Total assets $3.2B
Deposits $2.6B
Loans outstanding $2.4B
Net income $0.6M
Return on assets 0.0785236658505708%
Return on equity 0.71%
Total equity $345.2M
Offices 35
Founded 01/0
Headquarters 90 Main St, Wellsboro, PA, 16901
FDIC cert 7799 FDIC call-report data, quarter ending 03/2026.
35 branches Citizens & Northern BankMain office 90 Main St, Wellsboro, PA, 16901 · since 1864 Athens Branch 423/433 Reuter Boulevard, Towanda, PA, 18848 · since 1893 Coudersport Branch 10 N Main St, Coudersport, PA, 16915 · since 1903 Laporte Branch 514 Main Street, Laporte, PA, 18626 · since 1909 Towanda Branch 423/433 Reuter Blvd, Towanda, PA, 18848 · since 1909 East Smithfield Branch 563 Main St, East Smithfield, PA, 18817 · since 1911 Wysox Branch 1467 Golden Mile Rd, Wysox, PA, 18854 · since 1959 Tioga Branch 41 Main Street, Tioga, PA, 16946 · since 1961 Elkland Branch 104 Main Street, Elkland, PA, 16920 · since 1964 Knoxville Branch 102 East Main Street, Route 49, Knoxville, PA, 16928 · since 1964
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Claim this listing Businesses Citizens & Northern Bank financed 26 businesses on record. Each links to its full SBA record.
Most active in: PA (29), NY (3) , NJ (2) .
This page summarizes Citizens & Northern Bank's public SBA 7(a) lending record (FY2020–25) — every business it financed, failed deals, branches, and FDIC profile — built by DealRoom.so SBA Intelligence. DealRoom is not a lender.
· 34 SBA 7(a) loans totaling $8.7M· 26 businesses financed· 0% failure rate (FY20–23)· FDIC total assets $3.2B· 35 FDIC branch locations
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DealRoom listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Citizens & Northern Bank.
● branch locations (FDIC)
Liberty Branch
4534 Williamson Trl, Liberty, PA, 16930
· since 1964
Troy Branch 64 Elmira St, Troy, PA, 16947 · since 1971
Sayre Branch 1827 Elmira St, Sayre, PA, 18840 · since 1972
Dushore Branch 111 W. Main Street, Dushore, PA, 18614 · since 1973
Emporium Branch 135 E 4th St, Emporium, PA, 15834 · since 1980
Hornell Branch 6250 County Route 64, Hornell, NY, 14843 · since 1983
East Buffalo Branch 2005 W Market St, Lewisburg, PA, 17837 · since 1987
West Buffalo Branch 40 Hardees Drive, Mifflinburg, PA, 17844 · since 1994
Watsontown Branch 1025 Main St, Watsontown, PA, 17777 · since 1996
Mansfield Branch 1085 S Main St, Mansfield, PA, 16933 · since 1998
Muncy Branch 3461 Route 405 Hwy, Muncy, PA, 17756 · since 2000
Williamsport Court St. Branch 130 Court St, Williamsport, PA, 17701 · since 2004
South Williamsport Branch 2 E Mountain Ave, South Williamsport, PA, 17702 · since 2004
Beaver Springs Branch 19179 Route 522, Beaver Springs, PA, 17812 · since 2005
Jersey Shore Branch 230 Railroad St, Jersey Shore, PA, 17740 · since 2005
Old Lycoming Branch 1510 Dewey Ave, Williamsport, PA, 17701 · since 2006
Citizens & Northern Br 465 N Main St, Doylestown, PA, 18901 · since 2008
Newtown Branch 3 Terry Drive, Newtown, PA, 18940 · since 2011
Northumberland Branch 397 Point Township Dr, Northumberland, PA, 17857 · since 2015
Williamsport Branch Office 2409 E 3rd St, Williamsport, PA, 17701 · since 2019
Doylestown Branch 60 N Main St, Doylestown, PA, 18901 · since 2020
York Branch Office 2951 Whiteford Rd, York, PA, 17402 · since 2021
Lancaster Branch Office 2098 Spring Valley Rd, Lancaster, PA, 17601 · since 2022
Chesterbrook Branch Office 500 Chesterbrook Blvd, Wayne, PA, 19087 · since 2022
Susquehanna Branch 940 High St, West Milton, PA, 17886 · since 2025 J&P Ironworks LLC Vineland, NJ · 2 loans
$500K
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.
Sources: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment. Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender. Figures come from public records and DealRoom methodology; verify before relying on them. Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.