The real lending record — every figure from funded deals. HQ: 1515 Charleston Ave, Mattoon, IL. 73 branches.
198
Recent deals (FY20+)
$214K
Typical deal
22 days
Approval → funding
0%
Failure rate (FY20–23)
Where First Mid Bank & Trust, National Association lends
Deal profile
Most First Mid Bank & Trust, National Association deals land between $100K and $423K — that range covers half of everything they fund. Top industries and states:
Can First Mid Bank & Trust, National Association fund you? The bank behind the loans
Total assets
$8.2B
▲ 3.8% vs prior quarter
Deposits on hand
$6.7B
▲ 4.4% vs prior quarter
Loans outstanding
$6.0B
▲ 1.1% vs prior quarter
Net income (latest qtr)
$24.2M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes First Mid Bank & Trust, National Association more SBA-focused than 5% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.2% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with First Mid Bank & Trust, National Association
Tell us where to reach you and we'll arrange the introduction — to First Mid Bank & Trust, National Association or a comparable SBA specialist who fits your deal even better.
Walk into a First Mid Bank & Trust, National Association branch (73)
First Mid Bank & Trust, National AssociationMain office1515 Charleston AveMattoon, IL 61938 · since 1865
Lawrenceville Branch909 12th StLawrenceville, IL 62439 · since 1834
Mount Vernon Branch400 S 34th StMount Vernon, IL 62864 · since 1883
Lincoln Branch500 W Lincoln AveCharleston, IL 61920 · since 1884
Marshall Branch610 N Michigan AveMarshall, IL 62441 · since 1887
Urbana Branch601 S Vine StUrbana, IL 61801 · since 1887 · limited service
101 South Central Avenue Branch101 S Central AveParis, IL 61944 · since 1887
Harrisburg Branch2 E Locust StHarrisburg, IL 62946 · since 1889
Knoxville - Peoria Branch1021 W Bird BlvdPeoria, IL 61615 · since 1889
Scroll for all 73 branches · Branch data: FDIC BankFind.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with First Mid Bank & Trust, National Association.
AI summary
First Mid Bank & Trust, National Association is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
First Mid Bank & Trust, National Association is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
Free · No documents · Usually same-day
Batteries Plus
1 deals
Carbondale Branch
509 S University Ave
Carbondale, IL 62901 · since 1893
116 West Main Street Branch112 W Main StCarmi, IL 62821 · since 1900
Mansfield Branch1 Jefferson StreetMansfield, IL 61854 · since 1910
Eureka Branch100 The Legends PkwyEureka, MO 63025 · since 1912
Edwardsville Br6814 Goshen RdEdwardsville, IL 62025 · since 1921
Highland Branch12616 State Route 143Highland, IL 62249 · since 1922
Bartonville Branch1101 W Garfield AvePeoria, IL 61607 · since 1926
Neoga Facility102 E 6th StNeoga, IL 62447 · since 1933
Altamont Facility101 W Washington AveAltamont, IL 62411 · since 1934
Mt. Carmel Branch400 N Market StMount Carmel, IL 62863 · since 1936
Rantoul First Branch1500 E Grove AveRantoul, IL 61866 · since 1952
First Federal Branch455 N Main StDecatur, IL 62523 · since 1953
East Pershing Road Branch560 E Pershing RdDecatur, IL 62526 · since 1960
Sullivan Facility200 S Hamilton StSullivan, IL 61951 · since 1969
Mchenry Banking Center Branch3814 W Elm StMchenry, IL 60050 · since 1969
Cross County Facility333 Broadway Ave EMattoon, IL 61938 · since 1972
Monticello Drive-Up Branch219 W Center StMonticello, IL 61856 · since 1976 · limited service
Tuscola Facility410 S Main StTuscola, IL 61953 · since 1982
Grapevine Branch1115 S Main StGrapevine, TX 76051 · since 1985
Cranston Road Branch2200 Cranston RdBeloit, WI 53511 · since 1987
Effingham Facility902 N Keller DrEffingham, IL 62401 · since 1988
Fairview Heights Branch4600 N Illinois StFairview Heights, IL 62208 · since 1988
Galesburg Main Branch101 E Main StGalesburg, IL 61401 · since 1989
Creve Coeur Facility12501 Olive BlvdCreve Coeur, MO 63141 · since 1990
Quincy (Main) Branch636 Hampshire StQuincy, IL 62301 · since 1990
Carterville Facility300 S Division StCarterville, IL 62918 · since 1993
Belvidere Branch2141 N State StBelvidere, IL 61008 · since 1993
Arcola Branch249 W Springfield RdArcola, IL 61910 · since 1995
Murphysboro Facility1709 Walnut StMurphysboro, IL 62966 · since 1995
Stadium Blvd Branch815 W Stadium BlvdJefferson City, MO 65109 · since 1995
Concord Village Branch5475 Southfield CtrSt. Louis, MO 63123 · since 1997
Route 36 Branch4825 E Us Route 36Decatur, IL 62521 · since 1997
Roscoe Branch5506 Clayton CirRoscoe, IL 61073 · since 1998
Rockford Branch2475 N Perryville RdRockford, IL 61107 · since 1998
Machesney Park Branch9609 Forest Hills RdMachesney Park, IL 61115 · since 1999
Mahomet Branch502 E Oak StMahomet, IL 61853 · since 2000
Savoy Branch1251 Woodfield DriveSavoy, IL 61874 · since 2001
Marion Branch Center2306 Williamson County PkwyMarion, IL 62959 · since 2003
Saint Peters Branch295 Salt Lick RdSaint Peters, MO 63376 · since 2004
Ofallon Branch4190 Highway KO Fallon, MO 63368 · since 2004
Bloomington Branch2306 E Washington StBloomington, IL 61704 · since 2004
Forsyth Branch1090 S Route 51Forsyth, IL 62535 · since 2005
Saint Charles Branch1001 S 5th StSaint Charles, MO 63301 · since 2005
Adams Branch230 Sw Adams StPeoria, IL 61602 · since 2005
Ellis Blvd Branch300 Ellis BlvdJefferson City, MO 65101 · since 2005
Lake St. Louis Branch460 Hawk Ridge TrlLake Saint Louis, MO 63367 · since 2006
Osage Beach Branch995 Kk DrOsage Beach, MO 65065 · since 2006
Winfield Branch4001 E Highway 47Winfield, MO 63389 · since 2006
Peoria Branch4530 N University StPeoria, IL 61614 · since 2007
St Louis Street Branch300 Saint Louis StEdwardsville, IL 62025 · since 2007
Elsberry Branch301 Broadway StElsberry, MO 63343 · since 2008
11th Street Branch3101 11th StRockford, IL 61109 · since 2008
Columbia Branch8 N 5th StColumbia, MO 65201 · since 2008
Wood River Branch1046 Madison AveWood River, IL 62095 · since 2008
Champaign Branch114 W Church StChampaign, IL 61820 · since 2009
Harrisburg South Branch719 Rollie Moore DriveHarrisburg, IL 62946 · since 2015
Clayton Branch7700 Bonhomme AveClayton, MO 63105 · since 2016
Blackhawk Bank Milton Branch2525 Milton AveJanesville, WI 53545 · since 2017
Jefferson Avenue Branch1643 S Jefferson AveSaint Louis, MO 63104 · since 2018
Alton Branch111 E 4th StAlton, IL 62002 · since 2019
Columbia Branch3855 Forum BlvdColumbia, MO 65203 · since 2021
Blackhawk Bank St Charles Il Branch460 S 1st StSaint Charles, IL 60174 · since 2021
Saint Louis Market Street Branch2301 Market StSaint Louis, MO 63103 · since 2022
Blackhawk Bank Branch400 Broad StBeloit, WI 53511 · since 2023
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
All Other Professional, Scientific, and Technical Services
If you were the buyer here
Est. deal size
$400K
Est. down payment (10%)
$40K
Est. cash at closing
$54K
Monthly payment
$4,512
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.