Lender record
Heritage Bank, National Association
The real lending record — every figure from funded deals. HQ: 110 W South St, Spicer, MN. 5 branches.
14
Recent deals (FY20+)
$300K
Typical deal
8 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 110 W South St, Spicer, MN. 5 branches.
14
Recent deals (FY20+)
$300K
Typical deal
8 days
Approval → funding
0%
Failure rate (FY20–23)
Most Heritage Bank, National Association deals land between $135K and $633K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$360.8M
▼ 8.2% vs prior quarter
Deposits on hand
$306.1M
▼ 9.1% vs prior quarter
Loans outstanding
$299.4M
▼ 5.3% vs prior quarter
Net income (latest qtr)
$-491K
FDIC call-report data, quarter ending 03/2026.
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Heritage Bank National AssociationMain office110 W South StSpicer, MN 56288 · since 1964
Pennock Branch242 N 1st StPennock, MN 56279 · since 1904
Raymond Branch202 Cofield St NRaymond, MN 56282 · since 1912
Willmar Branch310 1st St SwWillmar, MN 56201 · since 2003
Sioux Falls Branch140 N Phillips AveSioux Falls, SD 57104 · since 2017
Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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11 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Heritage Bank, National Association.
Heritage Bank, National Association is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
This page summarizes Heritage Bank, National Association's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from DealRoom.so SBA Intelligence. DealRoom is not a lender and does not originate or approve loans.
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal