Lender record
Heritage Bank, National Association
The real lending record — every figure from funded deals. HQ: 110 W South St, Spicer, MN. 5 branches.
14
Recent deals (FY20+)
$300K
Typical deal
8 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 110 W South St, Spicer, MN. 5 branches.
14
Recent deals (FY20+)
$300K
Typical deal
8 days
Approval → funding
0%
Failure rate (FY20–23)
Most Heritage Bank, National Association deals land between $135K and $633K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$360.8M
▼ 8.2% vs prior quarter
Deposits on hand
$306.1M
▼ 9.1% vs prior quarter
Loans outstanding
$299.4M
▼ 5.3% vs prior quarter
Net income (latest qtr)
$-491K
FDIC call-report data, quarter ending 03/2026.
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Heritage Bank National AssociationMain office110 W South StSpicer, MN 56288 · since 1964
Pennock Branch242 N 1st StPennock, MN 56279 · since 1904
Raymond Branch202 Cofield St NRaymond, MN 56282 · since 1912
Willmar Branch310 1st St SwWillmar, MN 56201 · since 2003
Sioux Falls Branch140 N Phillips AveSioux Falls, SD 57104 · since 2017
Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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11 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Heritage Bank, National Association.
This page summarizes Heritage Bank, National Association's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from DealRoom.so SBA Intelligence. DealRoom is not a lender and does not originate or approve loans.
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal