Lender intelligence
Financing a automotive oil change and lubrication shops acquisition in Texas
The SBA 7(a) lenders funding the most automotive oil change and lubrication shops acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in automotive oil change and lubrication shops · Texas
Ranked by funded automotive oil change and lubrication shops acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.54 loans · $15M · University Park, TXFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
13+ funded Automotive Oil Change and Lubrication Shops in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DRIFT DYNAMICS LLC in Houston, TX — $2.8M (2025) · purchase · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.49% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approved
- 8/26/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $309K
- Est. cash at closing
- $426K
- Monthly payment
- $18,743
- Annual debt service
- $225K
- Cash flow needed (1.25×)
- $281K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
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- FiaFia Store Group LLC - Series Speedee on Crowley in Fort Worth, TX — $1.4M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 8 days
- Approved
- 7/23/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $156K
- Est. cash at closing
- $213K
- Monthly payment
- $17,735
- Annual debt service
- $213K
- Cash flow needed (1.25×)
- $266K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- SPEEDEE NRH #1 in North Richland Hills, TX — $300K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 13 days
- Approved
- 1/2/2025
- First disbursed
- 1/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $3,965
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DRIFT DYNAMICS LLC in Houston, TX — $250K (2025) · purchase · PlainsCapital Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% variable
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $125K (50%)
- Approved
- 8/26/2025
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $21,689
- Annual debt service
- $260K
- Cash flow needed (1.25×)
- $325K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- Spinup LLC in Georgetown, TX — $750K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 49 days
- Approved
- 2/24/2023
- First disbursed
- 4/14/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $833K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $114K
- Monthly payment
- $9,501
- Annual debt service
- $114K
- Cash flow needed (1.25×)
- $143K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- EV SB Snyder, LLC in Snyder, TX — $1.2M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $901K (75%)
- Approval → funding
- 14 days
- Approved
- 5/17/2022
- First disbursed
- 5/31/2022
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $133K
- Est. cash at closing
- $183K
- Monthly payment
- $22,664
- Annual debt service
- $272K
- Cash flow needed (1.25×)
- $340K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- BFKM MGMT CO, LLC in Katy, TX — $5.0M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 5 days
- Approved
- 6/9/2021
- First disbursed
- 6/14/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $29,962
- Annual debt service
- $360K
- Cash flow needed (1.25×)
- $449K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Mechanica 3 LLC in Midlothian, TX — $2.0M (2021) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 45 days
- Approved
- 12/18/2020
- First disbursed
- 2/1/2021
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $217K
- Est. cash at closing
- $299K
- Monthly payment
- $10,861
- Annual debt service
- $130K
- Cash flow needed (1.25×)
- $163K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Strickland Brothers 10 Minute Oil Change #634 in Magnolia, TX — $1.9M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 303 months
- SBA guaranteed
- $1.7M (90%)
- Approval → funding
- 8 days
- Approved
- 3/22/2021
- First disbursed
- 3/30/2021
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $208K
- Est. cash at closing
- $287K
- Monthly payment
- $11,461
- Annual debt service
- $138K
- Cash flow needed (1.25×)
- $172K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- WGM I Enterprises, LLC in Houston, TX — $419K (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $377K (90%)
- Approval → funding
- 22 days
- Approved
- 3/18/2021
- First disbursed
- 4/9/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $466K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $62K
- Monthly payment
- $4,599
- Annual debt service
- $55K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Brian P&M Havoline Express Lube LLC in Beaumont, TX — $2.5M (2020) · purchase · Third Coast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 144 mo (12 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 33 days
- Approved
- 2/27/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $274K
- Est. cash at closing
- $378K
- Monthly payment
- $24,687
- Annual debt service
- $296K
- Cash flow needed (1.25×)
- $370K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Third Coast Bank · Lender record →
Your business? Claim this record · Request removal
- HK Investments in Mckinney, TX — $1.3M (2020) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $988K (75%)
- Approval → funding
- 9 days
- Approved
- 7/22/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $146K
- Est. cash at closing
- $201K
- Monthly payment
- $7,661
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- The Lube Point LLC in Richland Hills, TX — $350K (2020) · purchase · Wallis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 15 days
- Approved
- 2/14/2020
- First disbursed
- 2/29/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,019
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
Financing a automotive oil change and lubrication shops deal in Texas? Start with the right lender
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to automotive oil change and lubrication shops businesses with a Texas project address.
Agent summary
How to finance a automotive oil change and lubrication shops acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. PlainsCapital Bank funds the most here. DealRoom is not a lender.
- $897K typical loan
- 6 lenders active in Texas
- 13+ funded Texas deals
- 14 days typical to fund
Buyers buying a automotive oil change and lubrication shops in Texas typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.