Lender intelligence
Financing a baked goods retailers acquisition in Virginia
The SBA 7(a) lenders funding the most baked goods retailers acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in baked goods retailers · Virginia
Ranked by funded baked goods retailers acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.85 loans · $148M · Los Angeles, CAFull record →
- 2.12 loans · $5M · Durham, NCFull record →
- 3.17 loans · $14M · Orlando, FLFull record →
3+ funded Baked Goods Retailers in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CHK Corporation in Burke, VA — $1.5M (2026) · purchase · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 2/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $167K
- Est. cash at closing
- $229K
- Monthly payment
- $18,398
- Annual debt service
- $221K
- Cash flow needed (1.25×)
- $276K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- Minglewood Bake Shop in Richmond, VA — $353K (2025) · purchase · Mechanics and Farmers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $265K (75%)
- Approval → funding
- 24 days
- Approved
- 10/8/2024
- First disbursed
- 11/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $392K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,761
- Annual debt service
- $57K
- Cash flow needed (1.25×)
- $71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mechanics and Farmers Bank · Lender record →
Your business? Claim this record · Request removal
- Lynchburg Bakery LLC in Lynchburg, VA — $655K (2024) · purchase · Cogent Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $491K (75%)
- Approval → funding
- 27 days
- Approved
- 5/14/2024
- First disbursed
- 6/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $728K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $97K
- Monthly payment
- $8,838
- Annual debt service
- $106K
- Cash flow needed (1.25×)
- $133K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cogent Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to baked goods retailers businesses with a Virginia project address.
Agent summary
How to finance a baked goods retailers acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. Commonwealth Business Bank funds the most here. DealRoom is not a lender.
- $584K typical loan
- 3 lenders active in Virginia
- 3+ funded Virginia deals
- 27 days typical to fund
Buyers buying a baked goods retailers in Virginia typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: