Lender intelligence
Financing a baked goods stores acquisition in California
The SBA 7(a) lenders funding the most baked goods stores acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in baked goods stores · California
Ranked by funded baked goods stores acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public baked goods stores loan history in California to rank lenders yet. See baked goods stores lenders nationwide →
6+ funded Baked Goods Stores in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- AGA Karinas Bakery Inc in Glendale, CA — $3.5M (2021) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.1M (90%)
- Approval → funding
- 28 days
- Approved
- 9/2/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Baked Goods Stores
If you were the buyer here
- Est. deal size
- $3.9M
- Est. down payment (10%)
- $389K
- Est. cash at closing
- $537K
- Monthly payment
- $37,552
- Annual debt service
- $451K
- Cash flow needed (1.25×)
- $563K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
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- Kelley's Inc in Alameda, CA — $626K (2021) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (90%)
- Approval → funding
- 83 days
- Approved
- 9/9/2021
- First disbursed
- 12/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Baked Goods Stores
If you were the buyer here
- Est. deal size
- $696K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $93K
- Monthly payment
- $6,716
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- Uncommon Goods LLC in Del Mar, CA — $622K (2021) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $560K (90%)
- Approval → funding
- 5 days
- Approved
- 4/1/2021
- First disbursed
- 4/6/2021
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Baked Goods Stores
If you were the buyer here
- Est. deal size
- $691K
- Est. down payment (10%)
- $69K
- Est. cash at closing
- $92K
- Monthly payment
- $6,828
- Annual debt service
- $82K
- Cash flow needed (1.25×)
- $102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- SHAHRAMMAGHAMIFAR in San Jose, CA — $580K (2021) · purchase · KeyPoint CU
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $522K (90%)
- Approval → funding
- 13 days
- Approved
- 2/27/2021
- First disbursed
- 3/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Baked Goods Stores
If you were the buyer here
- Est. deal size
- $644K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $86K
- Monthly payment
- $6,152
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by KeyPoint CU
Your business? Claim this record · Request removal
- Culver Food Inc in San Bernardino, CA — $250K (2020) · purchase · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 29 days
- Approved
- 1/31/2020
- First disbursed
- 2/29/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Baked Goods Stores
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $2,871
- Annual debt service
- $34K
- Cash flow needed (1.25×)
- $43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
- Flour Power Cakery Corp in El Cajon, CA — $164K (2020) · purchase · Lendistry SBLC, LLC
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 10.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $123K (75%)
- Approval → funding
- 22 days
- Approved
- 12/9/2019
- First disbursed
- 12/31/2019
- Loan status
- Paid in full (9/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Baked Goods Stores
If you were the buyer here
- Est. deal size
- $182K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $24K
- Monthly payment
- $2,236
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lendistry SBLC, LLC · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to baked goods stores businesses with a California project address.
Agent summary
How to finance a baked goods stores acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. DealRoom is not a lender.
- $682K typical loan
- 5 lenders active in California
- 6+ funded California deals
- 28 days typical to fund
Buyers buying a baked goods stores in California typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.