Lender intelligence
Financing a bed-and-breakfast inns acquisition in California
The SBA 7(a) lenders funding the most bed-and-breakfast inns acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in bed-and-breakfast inns · California
Ranked by funded bed-and-breakfast inns acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public bed-and-breakfast inns loan history in California to rank lenders yet. See bed-and-breakfast inns lenders nationwide →
2+ funded Bed-and-Breakfast Inns in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Polo House and Bungalows in Santa Ynez, CA — $4.3M (2025) · purchase · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approval → funding
- 80 days
- Approved
- 9/28/2025
- First disbursed
- 12/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $472K
- Est. cash at closing
- $653K
- Monthly payment
- $35,666
- Annual debt service
- $428K
- Cash flow needed (1.25×)
- $535K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Valley Bank · Lender record →
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- Mar Vista Farm + Cottages in Gualala, CA — $2.1M (2021) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 13 days
- Approved
- 11/24/2020
- First disbursed
- 12/7/2020
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $229K
- Est. cash at closing
- $316K
- Monthly payment
- $13,298
- Annual debt service
- $160K
- Cash flow needed (1.25×)
- $199K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to bed-and-breakfast inns businesses with a California project address.
Agent summary
How to finance a bed-and-breakfast inns acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. DealRoom is not a lender.
- $1.2M typical loan
- 2 lenders active in California
- 2+ funded California deals
- 80 days typical to fund
Buyers buying a bed-and-breakfast inns in California typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.