Lender intelligence
Financing a bed-and-breakfast inns acquisition in Florida
The SBA 7(a) lenders funding the most bed-and-breakfast inns acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in bed-and-breakfast inns · Florida
Ranked by funded bed-and-breakfast inns acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.102 loans · $119M · Saint Petersburg, FLFull record →
7+ funded Bed-and-Breakfast Inns in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- South Corner USA LLC in Saint Augustine, FL — $1.7M (2026) · purchase · Climate First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $193K
- Est. cash at closing
- $265K
- Monthly payment
- $15,461
- Annual debt service
- $186K
- Cash flow needed (1.25×)
- $232K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Climate First Bank · Lender record →
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- Sunny Day Stay Inc in Saint Petersburg, FL — $2.5M (2024) · purchase · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 26 days
- Approved
- 8/28/2024
- First disbursed
- 9/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $279K
- Est. cash at closing
- $385K
- Monthly payment
- $25,056
- Annual debt service
- $301K
- Cash flow needed (1.25×)
- $376K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
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- Lucerne Partners LLC in Lake Worth Beach, FL — $1.2M (2024) · purchase · Paradise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 304 months
- SBA guaranteed
- $866K (75%)
- Approval → funding
- 26 days
- Approved
- 12/9/2023
- First disbursed
- 1/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $128K
- Est. cash at closing
- $176K
- Monthly payment
- $10,670
- Annual debt service
- $128K
- Cash flow needed (1.25×)
- $160K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Paradise Bank · Lender record →
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- Town Manor Investment, LLC in Auburndale, FL — $1.5M (2021) · purchase · Bank of Central Florida
- Program
- 7a General
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 15 days
- Approved
- 9/22/2021
- First disbursed
- 10/7/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $162K
- Est. cash at closing
- $222K
- Monthly payment
- $8,104
- Annual debt service
- $97K
- Cash flow needed (1.25×)
- $122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Central Florida
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- HERLONG MANSION BED & BREAKFAST in Micanopy, FL — $1.4M (2021) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (90%)
- Approval → funding
- 12 days
- Approved
- 8/4/2021
- First disbursed
- 8/16/2021
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $154K
- Est. cash at closing
- $211K
- Monthly payment
- $8,514
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Herlong Mansion, LLC in Micanopy, FL — $1.3M (2021) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $998K (75%)
- Approved
- 12/17/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $148K
- Est. cash at closing
- $203K
- Monthly payment
- $8,375
- Annual debt service
- $100K
- Cash flow needed (1.25×)
- $126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- BAIJANTI & BROTHERS ESTATES INC in Saint Augustine, FL — $1.2M (2020) · purchase · Stone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $908K (75%)
- Approval → funding
- 16 days
- Approved
- 11/14/2019
- First disbursed
- 11/30/2019
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $134K
- Est. cash at closing
- $184K
- Monthly payment
- $8,942
- Annual debt service
- $107K
- Cash flow needed (1.25×)
- $134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stone Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to bed-and-breakfast inns businesses with a Florida project address.
Agent summary
How to finance a bed-and-breakfast inns acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Climate First Bank funds the most here. DealRoom is not a lender.
- $1.2M typical loan
- 6 lenders active in Florida
- 7+ funded Florida deals
- 16 days typical to fund
Buyers buying a bed-and-breakfast inns in Florida typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: