Lender intelligence
Financing a bed-and-breakfast inns acquisition in North Carolina
The SBA 7(a) lenders funding the most bed-and-breakfast inns acquisitions in North Carolina, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in bed-and-breakfast inns · North Carolina
Ranked by funded bed-and-breakfast inns acquisitions in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.24 loans · $21M · Raleigh, NCFull record →
- 2.27 loans · $28M · Oak Ridge, LAFull record →
- 3.36 loans · $46M · Los Angeles, CAFull record →
4+ funded Bed-and-Breakfast Inns in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Nuwray LLC in Burnsville, NC — $2.7M (2022) · purchase · Bank of Oak Ridge
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 61 days
- Approved
- 1/20/2022
- First disbursed
- 3/22/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $298K
- Est. cash at closing
- $412K
- Monthly payment
- $16,094
- Annual debt service
- $193K
- Cash flow needed (1.25×)
- $241K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
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- BLUE TWILIGHT INC in Wilmington, NC — $836K (2022) · purchase · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $627K (75%)
- Approval → funding
- 5 days
- Approved
- 2/3/2022
- First disbursed
- 2/8/2022
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $929K
- Est. down payment (10%)
- $93K
- Est. cash at closing
- $127K
- Monthly payment
- $5,388
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
- Happy Valley Hospitality, Inc. in Asheville, NC — $1.7M (2021) · purchase · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (90%)
- Approval → funding
- 4 days
- Approved
- 5/27/2021
- First disbursed
- 5/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $190K
- Est. cash at closing
- $262K
- Monthly payment
- $9,760
- Annual debt service
- $117K
- Cash flow needed (1.25×)
- $146K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
- JC Hospitality in Waynesville, NC — $1.1M (2020) · purchase · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $816K (75%)
- Approval → funding
- 9 days
- Approved
- 10/22/2019
- First disbursed
- 10/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Bed-and-Breakfast Inns
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $121K
- Est. cash at closing
- $166K
- Monthly payment
- $7,346
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
Financing a bed-and-breakfast inns deal in North Carolina? Start with the right lender
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to bed-and-breakfast inns businesses with a North Carolina project address.
Agent summary
How to finance a bed-and-breakfast inns acquisition in North Carolina with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded North Carolina deals. North State Bank funds the most here. DealRoom is not a lender.
- $1.2M typical loan
- 3 lenders active in North Carolina
- 4+ funded North Carolina deals
- 9 days typical to fund
Buyers buying a bed-and-breakfast inns in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: