Financing a beer, wine, and liquor stores acquisition in California

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The SBA 7(a) lenders funding the most beer, wine, and liquor stores acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in beer, wine, and liquor stores · California

Ranked by funded beer, wine, and liquor stores acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public beer, wine, and liquor stores loan history in California to rank lenders yet. See beer, wine, and liquor stores lenders nationwide →

96+ funded Beer, Wine, and Liquor Stores in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Monindra Nath Biswas and Rajib Kundu, a General Partnership in Los Angeles, CA — $150K (2023) · purchase · American Continental Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
19 days
Approved
11/18/2022
First disbursed
12/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,840
Annual debt service
$22K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Continental Bank · Lender record →
Your business? Claim this record · Request removal
D & S ADVANCEMENT INC in Vallejo, CA — $4.2M (2022) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.1M (75%)
Approval → funding
22 days
Approved
6/30/2022
First disbursed
7/22/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$4.6M
Est. down payment (10%)
$463K
Est. cash at closing
$641K
Monthly payment
$25,607
Annual debt service
$307K
Cash flow needed (1.25×)
$384K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
MAHA LAXMI GAS INC. in Pomona, CA — $1.6M (2022) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
49 days
Approved
6/30/2022
First disbursed
8/18/2022
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$180K
Est. cash at closing
$248K
Monthly payment
$9,732
Annual debt service
$117K
Cash flow needed (1.25×)
$146K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
K & B Associates, Inc in Sacramento, CA — $1.6M (2022) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
92 days
Approved
9/8/2022
First disbursed
12/9/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$178K
Est. cash at closing
$244K
Monthly payment
$11,824
Annual debt service
$142K
Cash flow needed (1.25×)
$177K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
R & A Retail Inc. in San Pablo, CA — $1.4M (2022) · purchase · Stone Bank
Program
7a General
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
19 days
Approved
1/12/2022
First disbursed
1/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$156K
Est. cash at closing
$213K
Monthly payment
$8,184
Annual debt service
$98K
Cash flow needed (1.25×)
$123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stone Bank · Lender record →
Your business? Claim this record · Request removal
MGA Liquor 7 in Fresno, CA — $1.0M (2022) · purchase · Celtic Bank Corporation
Program
7a General
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$779K (75%)
Approval → funding
92 days
Approved
12/5/2021
First disbursed
3/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$115K
Est. cash at closing
$158K
Monthly payment
$6,377
Annual debt service
$77K
Cash flow needed (1.25×)
$96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
BOPARAI PERRY INC in Hayward, CA — $1.0M (2022) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
7 days
Approved
3/28/2022
First disbursed
4/4/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$10,853
Annual debt service
$130K
Cash flow needed (1.25×)
$163K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
1601 Dave's Inc. in Long Beach, CA — $350K (2022) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
42 days
Approved
1/3/2022
First disbursed
2/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,712
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Joy Liquor in Los Angeles, CA — $220K (2022) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$165K (75%)
Approval → funding
97 days
Approved
1/7/2022
First disbursed
4/14/2022
Loan status
Paid in full (11/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$244K
Est. down payment (10%)
$24K
Est. cash at closing
$33K
Monthly payment
$2,388
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Case Liquors, Inc. in Van Nuys, CA — $4.3M (2021) · purchase · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.7M (87%)
Approval → funding
6 days
Approved
3/25/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$4.8M
Est. down payment (10%)
$478K
Est. cash at closing
$661K
Monthly payment
$23,295
Annual debt service
$280K
Cash flow needed (1.25×)
$349K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Sahaj Enterprises Inc in Forestville, CA — $2.3M (2021) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (83%)
Approval → funding
26 days
Approved
8/25/2021
First disbursed
9/20/2021
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$256K
Est. cash at closing
$352K
Monthly payment
$13,113
Annual debt service
$157K
Cash flow needed (1.25×)
$197K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Rio Linda Market Inc in Rio Linda, CA — $2.1M (2021) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (90%)
Approval → funding
45 days
Approved
6/18/2021
First disbursed
8/2/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$229K
Est. cash at closing
$315K
Monthly payment
$11,744
Annual debt service
$141K
Cash flow needed (1.25×)
$176K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Shamasha LLC in San Diego, CA — $1.7M (2021) · purchase · Neighborhood National Bank
Program
7a General
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (90%)
Approval → funding
58 days
Approved
6/1/2021
First disbursed
7/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$188K
Est. cash at closing
$258K
Monthly payment
$9,155
Annual debt service
$110K
Cash flow needed (1.25×)
$137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Neighborhood National Bank · Lender record →
Your business? Claim this record · Request removal
Tae Il Jung in Los Angeles, CA — $1.4M (2021) · purchase · Royal Business Bank
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (90%)
Approval → funding
2 days
Approved
9/28/2021
First disbursed
9/30/2021
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$161K
Est. cash at closing
$220K
Monthly payment
$7,627
Annual debt service
$92K
Cash flow needed (1.25×)
$114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Royal Business Bank · Lender record →
Your business? Claim this record · Request removal
Nadar Lucky 7 Inc. in Los Angeles, CA — $1.3M (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (90%)
Approval → funding
27 days
Approved
3/4/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$142K
Est. cash at closing
$194K
Monthly payment
$7,269
Annual debt service
$87K
Cash flow needed (1.25×)
$109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
KT Liquor & Market, Inc. in Los Angeles, CA — $1.1M (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$972K (90%)
Approval → funding
3 days
Approved
2/25/2021
First disbursed
2/28/2021
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$120K
Est. cash at closing
$165K
Monthly payment
$5,851
Annual debt service
$70K
Cash flow needed (1.25×)
$88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
GURTEJ 13 INC in Compton, CA — $1.0M (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$694K (67%)
Approval → funding
9 days
Approved
7/22/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$116K
Est. cash at closing
$158K
Monthly payment
$5,781
Annual debt service
$69K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
DELHI LIQUOR LAND in Delhi, CA — $968K (2021) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$871K (90%)
Approval → funding
25 days
Approved
4/5/2021
First disbursed
4/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$108K
Est. cash at closing
$148K
Monthly payment
$6,239
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Boparai Cork Inc in Concord, CA — $825K (2021) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$743K (90%)
Approval → funding
142 days
Approved
9/15/2021
First disbursed
2/4/2022
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$917K
Est. down payment (10%)
$92K
Est. cash at closing
$126K
Monthly payment
$8,953
Annual debt service
$107K
Cash flow needed (1.25×)
$134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Chowdhury and Shiqder Retailers Inc. in Los Angeles, CA — $810K (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$608K (75%)
Approval → funding
65 days
Approved
12/23/2020
First disbursed
2/26/2021
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$900K
Est. down payment (10%)
$90K
Est. cash at closing
$123K
Monthly payment
$8,691
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal

Financing a beer, wine, and liquor stores deal in California? Start with the right lender

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to beer, wine, and liquor stores businesses with a California project address.

Agent summary

How to finance a beer, wine, and liquor stores acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. DealRoom is not a lender.

$928K typical loan
24 lenders active in California
96+ funded California deals
41 days typical to fund

Buyers buying a beer, wine, and liquor stores in California typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:

Financing a beer, wine, and liquor stores acquisition in California

Most active in beer, wine, and liquor stores · California

96+ funded Beer, Wine, and Liquor Stores in California deals

Agent summary

Deal economics— what it takes to buy & finance beer, wine, and liquor stores in California