Financing a beer, wine, and liquor stores acquisition in Pennsylvania

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The SBA 7(a) lenders funding the most beer, wine, and liquor stores acquisitions in Pennsylvania, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in beer, wine, and liquor stores · Pennsylvania

Ranked by funded beer, wine, and liquor stores acquisitions in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public beer, wine, and liquor stores loan history in Pennsylvania to rank lenders yet. See beer, wine, and liquor stores lenders nationwide →

32+ funded Beer, Wine, and Liquor Stores in Pennsylvania deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Shyam Beer Distributor Inc in Clairton, PA — $608K (2022) · purchase · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
121 months
SBA guaranteed
$456K (75%)
Approval → funding
38 days
Approved
12/7/2021
First disbursed
1/14/2022
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$676K
Est. down payment (10%)
$68K
Est. cash at closing
$90K
Monthly payment
$6,562
Annual debt service
$79K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
TDS Real Estate LLC in Denver, PA — $585K (2022) · purchase · The Ephrata National Bank
Program
7a General
Rate at approval
4.5% fixed
Term
180 mo (15 yrs)
SBA guaranteed
$439K (75%)
Approval → funding
24 days
Approved
1/21/2022
First disbursed
2/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$650K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$4,475
Annual debt service
$54K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Ephrata National Bank
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DeGeorge Enterprises LLC in Erie, PA — $164K (2022) · purchase · Northwest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$82K (50%)
Approval → funding
17 days
Approved
3/4/2022
First disbursed
3/21/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$182K
Est. down payment (10%)
$18K
Est. cash at closing
$24K
Monthly payment
$1,760
Annual debt service
$21K
Cash flow needed (1.25×)
$26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
SANTRAM BEVERAGES LLC in Sellersville, PA — $2.1M (2021) · purchase · Firstrust Savings Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
52 days
Approved
12/11/2020
First disbursed
2/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$238K
Est. cash at closing
$328K
Monthly payment
$16,371
Annual debt service
$196K
Cash flow needed (1.25×)
$246K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Firstrust Savings Bank · Lender record →
Your business? Claim this record · Request removal
PRW Realty LLC in Blakeslee, PA — $1.6M (2021) · purchase · The Honesdale National Bank
Program
7a General
Rate at approval
5.25% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$1.4M (90%)
Approval → funding
91 days
Approved
3/8/2021
First disbursed
6/7/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$178K
Est. cash at closing
$244K
Monthly payment
$10,782
Annual debt service
$129K
Cash flow needed (1.25×)
$162K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Honesdale National Bank · Lender record →
Your business? Claim this record · Request removal
Wine Retail in Bethlehem, PA — $1.4M (2021) · purchase · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (90%)
Approved
9/10/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$153K
Est. cash at closing
$210K
Monthly payment
$15,265
Annual debt service
$183K
Cash flow needed (1.25×)
$229K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
TOP OF THE HILL BEVERAGE Inc in Chester Springs, PA — $1.3M (2021) · purchase · PromiseOne Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (90%)
Approval → funding
84 days
Approved
9/23/2021
First disbursed
12/16/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$144K
Est. cash at closing
$198K
Monthly payment
$7,412
Annual debt service
$89K
Cash flow needed (1.25×)
$111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PromiseOne Bank · Lender record →
Your business? Claim this record · Request removal
EKDANT BEVERAGE, INC. in Pottstown, PA — $800K (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$720K (90%)
Approval → funding
13 days
Approved
3/12/2021
First disbursed
3/25/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$889K
Est. down payment (10%)
$89K
Est. cash at closing
$122K
Monthly payment
$8,485
Annual debt service
$102K
Cash flow needed (1.25×)
$127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Gurudev Berksbeer Inc in Reading, PA — $800K (2021) · purchase · Provident Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$720K (90%)
Approval → funding
10 days
Approved
7/21/2021
First disbursed
7/31/2021
Loan status
Paid in full (1/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$889K
Est. down payment (10%)
$89K
Est. cash at closing
$122K
Monthly payment
$4,913
Annual debt service
$59K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Provident Bank · Lender record →
Your business? Claim this record · Request removal
Jai Govind Corporation in Hollidaysburg, PA — $781K (2021) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
168 mo (14 yrs)
SBA guaranteed
$703K (90%)
Approval → funding
23 days
Approved
7/21/2021
First disbursed
8/13/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$868K
Est. down payment (10%)
$87K
Est. cash at closing
$119K
Monthly payment
$6,884
Annual debt service
$83K
Cash flow needed (1.25×)
$103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
G & L Wolfe, Inc. in Sarver, PA — $703K (2021) · purchase · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
197 months
SBA guaranteed
$527K (75%)
Approval → funding
5 days
Approved
10/26/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$781K
Est. down payment (10%)
$78K
Est. cash at closing
$107K
Monthly payment
$5,518
Annual debt service
$66K
Cash flow needed (1.25×)
$83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Trio Cold Cuts LLC in Woodlyn, PA — $600K (2021) · purchase · The Bank of Princeton
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$540K (90%)
Approved
8/4/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$667K
Est. down payment (10%)
$67K
Est. cash at closing
$89K
Monthly payment
$6,661
Annual debt service
$80K
Cash flow needed (1.25×)
$100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Princeton
Your business? Claim this record · Request removal
Nielsens Beer & Ice LLC in Erie, PA — $438K (2021) · purchase · Northwest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
168 mo (14 yrs)
SBA guaranteed
$219K (50%)
Approval → funding
14 days
Approved
8/17/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$486K
Est. down payment (10%)
$49K
Est. cash at closing
$65K
Monthly payment
$3,570
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
RMFS Enterprises LLC in Greensburg, PA — $399K (2021) · purchase · InFirst Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$200K (50%)
Approval → funding
28 days
Approved
9/2/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$443K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$4,087
Annual debt service
$49K
Cash flow needed (1.25×)
$61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by InFirst Bank
Your business? Claim this record · Request removal
Wise Guys Beer Allentown, LLC in Allentown, PA — $325K (2021) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$293K (90%)
Approval → funding
30 days
Approved
2/9/2021
First disbursed
3/11/2021
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$361K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$3,608
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Wise Guys Beer Bath, LLC in Bath, PA — $290K (2021) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (90%)
Approval → funding
31 days
Approved
2/8/2021
First disbursed
3/11/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$322K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,220
Annual debt service
$39K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
RAC Beer Barn, LLC in Erie, PA — $223K (2021) · purchase · Northwest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
180 mo (15 yrs)
SBA guaranteed
$112K (50%)
Approval → funding
40 days
Approved
12/19/2020
First disbursed
1/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$248K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$1,735
Annual debt service
$21K
Cash flow needed (1.25×)
$26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
RAC Beer Barn, LLC in Erie, PA — $10K (2021) · purchase · Northwest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$5K (50%)
Approval → funding
28 days
Approved
12/19/2020
First disbursed
1/16/2021
Loan status
Paid in full (1/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$11K
Est. down payment (10%)
$1K
Est. cash at closing
$1K
Monthly payment
$110
Annual debt service
$1K
Cash flow needed (1.25×)
$2K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
Murari Investments LLC in Mechanicsburg, PA — $3.7M (2020) · purchase · Fulton Bank, National Association
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.8M (75%)
Approved
9/28/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$4.1M
Est. down payment (10%)
$411K
Est. cash at closing
$568K
Monthly payment
$20,566
Annual debt service
$247K
Cash flow needed (1.25×)
$308K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
l&j beverage inc in Montgomeryville, PA — $1.7M (2020) · purchase · PromiseOne Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
26 days
Approved
2/3/2020
First disbursed
2/29/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$189K
Est. cash at closing
$260K
Monthly payment
$11,214
Annual debt service
$135K
Cash flow needed (1.25×)
$168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PromiseOne Bank · Lender record →
Your business? Claim this record · Request removal

Financing a beer, wine, and liquor stores deal in Pennsylvania? Start with the right lender

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to beer, wine, and liquor stores businesses with a Pennsylvania project address.

Agent summary

How to finance a beer, wine, and liquor stores acquisition in Pennsylvania with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Pennsylvania deals. DealRoom is not a lender.

$928K typical loan
18 lenders active in Pennsylvania
32+ funded Pennsylvania deals
32 days typical to fund

Buyers buying a beer, wine, and liquor stores in Pennsylvania typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:

Financing a beer, wine, and liquor stores acquisition in Pennsylvania

Most active in beer, wine, and liquor stores · Pennsylvania

32+ funded Beer, Wine, and Liquor Stores in Pennsylvania deals

Agent summary

Deal economics— what it takes to buy & finance beer, wine, and liquor stores in Pennsylvania