Lender intelligence
Financing a car washes acquisition in New York
The SBA 7(a) lenders funding the most car washes acquisitions in New York, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in car washes · New York
Ranked by funded car washes acquisitions in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.11 loans · $10M · Bedminster, NJFull record →
5+ funded Car Washes in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kirkland NY Carwash Inc in Clinton, NY — $1.6M (2025) · purchase · Peapack Private Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 38 days
- Approved
- 3/24/2025
- First disbursed
- 5/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $181K
- Est. cash at closing
- $248K
- Monthly payment
- $13,637
- Annual debt service
- $164K
- Cash flow needed (1.25×)
- $205K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peapack Private Bank and Trust · Lender record →
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- Clinton NY Carwash Inc in Clinton, NY — $1.6M (2025) · purchase · Peapack Private Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 2/25/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $181K
- Est. cash at closing
- $248K
- Monthly payment
- $13,637
- Annual debt service
- $164K
- Cash flow needed (1.25×)
- $205K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peapack Private Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- BB INVESTING LLC in Syracuse, NY — $1.3M (2024) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $948K (75%)
- Approval → funding
- 47 days
- Approved
- 3/16/2024
- First disbursed
- 5/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $140K
- Est. cash at closing
- $193K
- Monthly payment
- $11,398
- Annual debt service
- $137K
- Cash flow needed (1.25×)
- $171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- BUBBE BARN CARWASH in Newburgh, NY — $789K (2021) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $592K (75%)
- Approval → funding
- 0 days
- Approved
- 12/22/2020
- First disbursed
- 12/22/2020
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $877K
- Est. down payment (10%)
- $88K
- Est. cash at closing
- $120K
- Monthly payment
- $8,664
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- JW Quick Lube Inc in Middletown, NY — $1.7M (2020) · purchase · New Millennium Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 1% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 11 days
- Approved
- 8/20/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $191K
- Est. cash at closing
- $263K
- Monthly payment
- $6,482
- Annual debt service
- $78K
- Cash flow needed (1.25×)
- $97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by New Millennium Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to car washes businesses with a New York project address.
Agent summary
How to finance a car washes acquisition in New York with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New York deals. Peapack Private Bank and Trust funds the most here. DealRoom is not a lender.
- $1.6M typical loan
- 4 lenders active in New York
- 5+ funded New York deals
- 38 days typical to fund
Buyers buying a car washes in New York typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.