Lender intelligence
Financing a car washes acquisition in Pennsylvania
The SBA 7(a) lenders funding the most car washes acquisitions in Pennsylvania, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in car washes · Pennsylvania
Ranked by funded car washes acquisitions in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.11 loans · $7M · Millersburg, PAFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.32 loans · $21M · Souderton, PAFull record →
- 4.62 loans · $21M · Saint Cloud, MNFull record →
- 5.60 loans · $130M · Doraville, GAFull record →
9+ funded Car Washes in Pennsylvania deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Winborne Wheels LLC in Reading, PA — $1.4M (2026) · purchase · Univest Bank and Trust Co
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 6 days
- Approved
- 12/16/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $160K
- Est. cash at closing
- $220K
- Monthly payment
- $12,581
- Annual debt service
- $151K
- Cash flow needed (1.25×)
- $189K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Univest Bank and Trust Co · Lender record →
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- Phoenixville Buggy Bath LLC in Phoenixville, PA — $1.1M (2025) · purchase · Mid Penn Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 306 months
- SBA guaranteed
- $791K (75%)
- Approval → funding
- 5 days
- Approved
- 8/6/2025
- First disbursed
- 8/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $117K
- Est. cash at closing
- $161K
- Monthly payment
- $7,745
- Annual debt service
- $93K
- Cash flow needed (1.25×)
- $116K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mid Penn Bank · Lender record →
Your business? Claim this record · Request removal
- Phoenixville Buggy Bath LLC in Phoenixville, PA — $75K (2025) · purchase · Mid Penn Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 8/6/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $83K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $11K
- Monthly payment
- $890
- Annual debt service
- $11K
- Cash flow needed (1.25×)
- $13K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mid Penn Bank · Lender record →
Your business? Claim this record · Request removal
- SUNSHINE ROSE PROPERTIES LLC in Lancaster, PA — $2.8M (2024) · purchase · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 3 days
- Approved
- 8/26/2024
- First disbursed
- 8/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $307K
- Est. cash at closing
- $423K
- Monthly payment
- $26,059
- Annual debt service
- $313K
- Cash flow needed (1.25×)
- $391K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Platinum Car Wash Inc in Philadelphia, PA — $2.6M (2024) · purchase · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 17 days
- Approved
- 5/31/2024
- First disbursed
- 6/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $2.9M
- Est. down payment (10%)
- $289K
- Est. cash at closing
- $399K
- Monthly payment
- $22,716
- Annual debt service
- $273K
- Cash flow needed (1.25×)
- $341K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- WAC Holdings, LLC in Beaver, PA — $595K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $446K (75%)
- Approval → funding
- 52 days
- Approved
- 8/2/2024
- First disbursed
- 9/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $661K
- Est. down payment (10%)
- $66K
- Est. cash at closing
- $88K
- Monthly payment
- $4,892
- Annual debt service
- $59K
- Cash flow needed (1.25×)
- $73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- WAC Holdings, LLC in Beaver, PA — $30K (2024) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 8/2/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $33K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $401
- Annual debt service
- $5K
- Cash flow needed (1.25×)
- $6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Meraki Commercial III, LLC in Washington, PA — $3.1M (2022) · purchase · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approved
- 10/14/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $3.4M
- Est. down payment (10%)
- $343K
- Est. cash at closing
- $473K
- Monthly payment
- $17,594
- Annual debt service
- $211K
- Cash flow needed (1.25×)
- $264K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
- Sharon Valley Car Wash, LLC in Sharon, PA — $435K (2021) · purchase · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $326K (75%)
- Approval → funding
- 23 days
- Approved
- 10/8/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $483K
- Est. down payment (10%)
- $48K
- Est. cash at closing
- $65K
- Monthly payment
- $2,669
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to car washes businesses with a Pennsylvania project address.
Agent summary
How to finance a car washes acquisition in Pennsylvania with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Pennsylvania deals. Mid Penn Bank funds the most here. DealRoom is not a lender.
- $1.6M typical loan
- 7 lenders active in Pennsylvania
- 9+ funded Pennsylvania deals
- 17 days typical to fund
Buyers buying a car washes in Pennsylvania typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.