Faithful Heritage Holdings, Inc. in Tampa, FL — $1.5M (2025) · purchase · Community Bank & Trust-West Georgia

Program: 7a General
Rate at approval: 9.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 142 days
Approved: 12/9/2024
First disbursed: 4/30/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 80
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $1.6M
Est. down payment (10%): $162K
Est. cash at closing: $222K
Monthly payment: $12,966
Annual debt service: $156K
Cash flow needed (1.25×): $194K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Community Bank & Trust-West Georgia

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Kuhlman Mortuary & Crematory, LLC in Krum, TX — $1.3M (2025) · purchase · First United Bank and Trust Company

Program: 7a General
Rate at approval: 9.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $954K (75%)
Approval → funding: 14 days
Approved: 10/18/2024
First disbursed: 11/1/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 19
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $141K
Est. cash at closing: $194K
Monthly payment: $11,119
Annual debt service: $133K
Cash flow needed (1.25×): $167K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First United Bank and Trust Company · Lender record →

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Kuhlman Mortuary & Crematory, LLC in Krum, TX — $1.3M (2024) · purchase · First United Bank and Trust Company

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $954K (75%)
Approved: 9/26/2024
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 9
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $141K
Est. cash at closing: $194K
Monthly payment: $11,564
Annual debt service: $139K
Cash flow needed (1.25×): $173K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First United Bank and Trust Company · Lender record →

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CODA GROUP FAUNTLEROY LLC in Seattle, WA — $500K (2024) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 10.99% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $375K (75%)
Approval → funding: 18 days
Approved: 7/11/2024
First disbursed: 7/29/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $556K
Est. down payment (10%): $56K
Est. cash at closing: $74K
Monthly payment: $6,885
Annual debt service: $83K
Cash flow needed (1.25×): $103K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Mason Crematory, LLC in Kansas City, MO — $2.7M (2022) · purchase · Simmons Bank

Program: Preferred Lenders Program
Rate at approval: 8% variable
Term: 168 mo (14 yrs)
SBA guaranteed: $2.0M (75%)
Approval → funding: 120 days
Approved: 8/24/2022
First disbursed: 12/22/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $3.0M
Est. down payment (10%): $295K
Est. cash at closing: $407K
Monthly payment: $26,319
Annual debt service: $316K
Cash flow needed (1.25×): $395K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Simmons Bank · Lender record →

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Guiding Light Cremations, LLC and Everglades Crematorium in West Park, FL — $1.9M (2022) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5.2% variable
Term: 192 mo (16 yrs)
SBA guaranteed: $1.5M (75%)
Approval → funding: 42 days
Approved: 3/28/2022
First disbursed: 5/9/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $2.2M
Est. down payment (10%): $216K
Est. cash at closing: $297K
Monthly payment: $14,904
Annual debt service: $179K
Cash flow needed (1.25×): $224K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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CMSATX LLC in Austin, TX — $998K (2022) · purchase · VelocitySBA, LLC

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $749K (75%)
Approval → funding: 2 days
Approved: 11/8/2021
First disbursed: 11/10/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 10
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $111K
Est. cash at closing: $152K
Monthly payment: $5,834
Annual debt service: $70K
Cash flow needed (1.25×): $88K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by VelocitySBA, LLC · Lender record →

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Floridas Finest Family Cremations LLC in Clearwater, FL — $265K (2022) · purchase · Valley National Bank

Program: Preferred Lenders Program
Rate at approval: 8.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $199K (75%)
Approval → funding: 12 days
Approved: 9/21/2022
First disbursed: 10/3/2022
Loan status: Paid in full (11/30/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 2
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $294K
Est. down payment (10%): $29K
Est. cash at closing: $39K
Monthly payment: $3,250
Annual debt service: $39K
Cash flow needed (1.25×): $49K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Valley National Bank · Lender record →

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Faithful Heritage Holdings Inc. in Gainesville, FL — $2.7M (2021) · purchase · IncredibleBank

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $954K (36%)
Approval → funding: 7 days
Approved: 3/24/2021
First disbursed: 3/31/2021
Loan status: Paid in full (7/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 85
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $2.9M
Est. down payment (10%): $295K
Est. cash at closing: $406K
Monthly payment: $29,100
Annual debt service: $349K
Cash flow needed (1.25×): $436K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by IncredibleBank · Lender record →

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MOHAVE MEMORIAL FUNERAL HOME AND CREMATORY LLC in Kingman, AZ — $2.4M (2021) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.2M (90%)
Approval → funding: 149 days
Approved: 2/2/2021
First disbursed: 7/1/2021
Loan status: Paid in full (11/30/2022)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $2.7M
Est. down payment (10%): $270K
Est. cash at closing: $372K
Monthly payment: $14,562
Annual debt service: $175K
Cash flow needed (1.25×): $218K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Dunrose Inc. in Odessa, TX — $852K (2021) · purchase · Prosperity Bank

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $639K (75%)
Approval → funding: 37 days
Approved: 11/3/2020
First disbursed: 12/10/2020
Loan status: Paid in full (3/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 1
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $947K
Est. down payment (10%): $95K
Est. cash at closing: $130K
Monthly payment: $6,848
Annual debt service: $82K
Cash flow needed (1.25×): $103K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Prosperity Bank · Lender record →

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LHMP Holdings LLC in Burnet, TX — $675K (2021) · purchase · BancFirst

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $506K (75%)
Approval → funding: 7 days
Approved: 12/24/2020
First disbursed: 12/31/2020
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $750K
Est. down payment (10%): $75K
Est. cash at closing: $100K
Monthly payment: $7,159
Annual debt service: $86K
Cash flow needed (1.25×): $107K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by BancFirst · Lender record →

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Rhojas Investments LLC in Sikeston, MO — $421K (2021) · purchase · Southern Bank

Program: 7a General
Rate at approval: 5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $379K (90%)
Approval → funding: 10 days
Approved: 5/21/2021
First disbursed: 5/31/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $468K
Est. down payment (10%): $47K
Est. cash at closing: $63K
Monthly payment: $2,460
Annual debt service: $30K
Cash flow needed (1.25×): $37K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Southern Bank · Lender record →

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Lopatich-Brinker Funeral Home, LLC in Latrobe, PA — $175K (2021) · purchase · First Commonwealth Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 6% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $88K (50%)
Approval → funding: 66 days
Approved: 11/24/2020
First disbursed: 1/29/2021
Loan status: Paid in full (11/30/2021)
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $194K
Est. down payment (10%): $19K
Est. cash at closing: $26K
Monthly payment: $1,943
Annual debt service: $23K
Cash flow needed (1.25×): $29K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Commonwealth Bank · Lender record →

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McKean Memorial Park LLC in Lewis Run, PA — $162K (2021) · purchase · Northwest Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Term: 168 mo (14 yrs)
SBA guaranteed: $81K (50%)
Approval → funding: 4 days
Approved: 3/25/2021
First disbursed: 3/29/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $180K
Est. down payment (10%): $18K
Est. cash at closing: $24K
Est. monthly payment: $2,072
Annual debt service: $25K
Cash flow needed (1.25×): $31K

Estimates only — not guaranteed accurate. The loan amountand term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Northwest Bank · Lender record →

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Faithful Heritage Holdings Inc. in Gainesville, FL — $1.8M (2020) · purchase · IncredibleBank

Program: Preferred Lenders Program
Rate at approval: 6.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.4M (75%)
Approval → funding: 50 days
Approved: 3/11/2020
First disbursed: 4/30/2020
Loan status: Paid in full (7/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 75
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $2.0M
Est. down payment (10%): $200K
Est. cash at closing: $275K
Monthly payment: $12,436
Annual debt service: $149K
Cash flow needed (1.25×): $187K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by IncredibleBank · Lender record →

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Faithful Heritage Holdings Inc. in Greenville, SC — $1.4M (2020) · purchase · IncredibleBank

Program: Preferred Lenders Program
Rate at approval: 7% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.0M (75%)
Approval → funding: 12 days
Approved: 11/18/2019
First disbursed: 11/30/2019
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $1.5M
Est. down payment (10%): $155K
Est. cash at closing: $213K
Monthly payment: $9,853
Annual debt service: $118K
Cash flow needed (1.25×): $148K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by IncredibleBank · Lender record →

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South Texas Memorial Limited Company in Rockport, TX — $738K (2020) · purchase · Wallis Bank

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $554K (75%)
Approval → funding: 6 days
Approved: 9/24/2020
First disbursed: 9/30/2020
Loan status: Paid in full (9/30/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $820K
Est. down payment (10%): $82K
Est. cash at closing: $112K
Monthly payment: $4,314
Annual debt service: $52K
Cash flow needed (1.25×): $65K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Wallis Bank · Lender record →

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Faithful Heritage Holdings Inc. in Greenville, SC — $597K (2020) · purchase · IncredibleBank

Program: Preferred Lenders Program
Rate at approval: 7% variable
Term: 311 months
SBA guaranteed: $448K (75%)
Approval → funding: 35 days
Approved: 11/26/2019
First disbursed: 12/31/2019
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $663K
Est. down payment (10%): $66K
Est. cash at closing: $89K
Monthly payment: $4,165
Annual debt service: $50K
Cash flow needed (1.25×): $62K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by IncredibleBank · Lender record →

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Furever Pet Cremation, Inc. in Topeka, KS — $373K (2020) · purchase · The Bennington State Bank

Program: 7a General
Rate at approval: 4.75% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $280K (75%)
Approval → funding: 50 days
Approved: 6/16/2020
First disbursed: 8/5/2020
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Change of Ownership
Industry: Cemeteries and Crematories

If you were the buyer here

Est. deal size: $414K
Est. down payment (10%): $41K
Est. cash at closing: $55K
Monthly payment: $2,899
Annual debt service: $35K
Cash flow needed (1.25×): $43K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Bennington State Bank

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Financing a cemeteries and crematories acquisition

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Deal economics— what it takes to buy & finance cemeteries and crematories