Financing a child care services acquisition in Massachusetts

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The SBA 7(a) lenders funding the most child care services acquisitions in Massachusetts, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in child care services · Massachusetts

Ranked by funded child care services acquisitions in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.

1.85 loans · $36M · Waterbury, CTFull record →
2.196 loans · $21M · Boston, MAFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.2 loans · $0M · Fargo, NDFull record →

10+ funded Child Care Services in Massachusetts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Grafton Preschool, LLC in North Grafton, MA — $662K (2026) · purchase · Webster Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$496K (75%)
Approved
2/23/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$735K
Est. down payment (10%)
$74K
Est. cash at closing
$98K
Monthly payment
$8,290
Annual debt service
$99K
Cash flow needed (1.25×)
$124K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Grafton Preschool, LLC in North Grafton, MA — $662K (2026) · purchase · Webster Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$496K (75%)
Approved
2/27/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$735K
Est. down payment (10%)
$74K
Est. cash at closing
$98K
Monthly payment
$8,290
Annual debt service
$99K
Cash flow needed (1.25×)
$124K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
MY PRESCHOOL L.L.C. in West Roxbury, MA — $291K (2026) · purchase · Eastern Bank
Program
Preferred Lenders Program
Rate at approval
9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$218K (75%)
Approved
2/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$323K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,686
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eastern Bank · Lender record →
Your business? Claim this record · Request removal
Grafton Preschool, LLC in North Grafton, MA — $85K (2026) · purchase · Webster Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (50%)
Approved
2/23/2026
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$94K
Est. down payment (10%)
$9K
Est. cash at closing
$12K
Monthly payment
$1,065
Annual debt service
$13K
Cash flow needed (1.25×)
$16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Grafton Preschool, LLC in North Grafton, MA — $85K (2026) · purchase · Webster Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (50%)
Approved
2/27/2026
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$94K
Est. down payment (10%)
$9K
Est. cash at closing
$12K
Monthly payment
$1,065
Annual debt service
$13K
Cash flow needed (1.25×)
$16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
MY PRESCHOOL L.L.C. in West Roxbury, MA — $25K (2026) · purchase · Eastern Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
2/27/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$317
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eastern Bank · Lender record →
Your business? Claim this record · Request removal
AR Learning Academy LLC in Hopkinton, MA — $250K (2025) · purchase · Webster Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
119 days
Approved
4/10/2025
First disbursed
8/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,304
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Edutech Ventures, LLC in Worcester, MA — $1.6M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
65 days
Approved
10/2/2023
First disbursed
12/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
93
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$175K
Est. cash at closing
$240K
Monthly payment
$21,252
Annual debt service
$255K
Cash flow needed (1.25×)
$319K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Pillsbury Child Care Center Inc. in Paxton, MA — $248K (2024) · purchase · Cornerstone Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
86 months
SBA guaranteed
$186K (75%)
Approval → funding
56 days
Approved
5/2/2024
First disbursed
6/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$276K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,804
Annual debt service
$46K
Cash flow needed (1.25×)
$57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cornerstone Bank · Lender record →
Your business? Claim this record · Request removal
Kidbridge Learning Centers, LLC in Carver, MA — $135K (2023) · purchase · Webster Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$115K (85%)
Approval → funding
14 days
Approved
5/22/2023
First disbursed
6/5/2023
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
100
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$150K
Est. down payment (10%)
$15K
Est. cash at closing
$19K
Monthly payment
$1,822
Annual debt service
$22K
Cash flow needed (1.25×)
$27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to child care services businesses with a Massachusetts project address.

Agent summary

How to finance a child care services acquisition in Massachusetts with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Massachusetts deals. Webster Bank National Association funds the most here. DealRoom is not a lender.

$898K typical loan
4 lenders active in Massachusetts
10+ funded Massachusetts deals
65 days typical to fund

Buyers buying a child care services in Massachusetts typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All child care services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:

Financing a child care services acquisition in Massachusetts

Most active in child care services · Massachusetts

10+ funded Child Care Services in Massachusetts deals

Agent summary

Deal economics— what it takes to buy & finance child care services in Massachusetts