Industry · lender intelligence
Financing a collection agencies acquisition
The SBA 7(a) lenders funding the most collection agencies acquisitions, ranked from public loan records — typical deal about $1.2M. A lender doing your industry every week underwrites faster and prices sharper.
Most active in collection agencies
Ranked by funded collection agencies acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1 loans · $0M · Saint Louis, MOFull record →
- 4.24 loans · $17M · Wayne, PAFull record →
- 5.499 loans · $106M · Los Angeles, CAFull record →
- 6.9 loans · $10M · Garden City Park, NYFull record →
- 7.9 loans · $3M · Sioux Falls, SDFull record →
- 8.7 loans · $9M · Ann Arbor, MIFull record →
- 9.242 loans · $281M · Chicago, ILFull record →
- 10.75 loans · $98M · Sioux Falls, SDFull record →
13+ funded collection agencies deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Financial Assistance, Inc. in Bellevue, WA — $1.7M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $184K
- Est. cash at closing
- $253K
- Monthly payment
- $20,722
- Annual debt service
- $249K
- Cash flow needed (1.25×)
- $311K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Financial Assistance, Inc. in Bellevue, WA — $150K (2026) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,880
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- R.O.H. 1, LLC in Scottsdale, AZ — $866K (2025) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $650K (75%)
- Approval → funding
- 38 days
- Approved
- 5/23/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $962K
- Est. down payment (10%)
- $96K
- Est. cash at closing
- $132K
- Monthly payment
- $10,737
- Annual debt service
- $129K
- Cash flow needed (1.25×)
- $161K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
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- Cascade Brokers LLC in Lockport, NY — $5.0M (2024) · purchase · Hanover Community Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 2 days
- Approved
- 7/31/2024
- First disbursed
- 8/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 65
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $67,467
- Annual debt service
- $810K
- Cash flow needed (1.25×)
- $1.0M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanover Community Bank · Lender record →
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- C. Tech Collections, Inc. in Mount Sinai, NY — $4.1M (2024) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 7 days
- Approved
- 12/15/2023
- First disbursed
- 12/22/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 45
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $4.6M
- Est. down payment (10%)
- $457K
- Est. cash at closing
- $631K
- Monthly payment
- $56,615
- Annual debt service
- $679K
- Cash flow needed (1.25×)
- $849K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- BUREAU OF ACCOUNT MANAGEMENT in Camp Hill, PA — $1.3M (2024) · purchase · Lendistry SBLC, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $938K (75%)
- Approval → funding
- 17 days
- Approved
- 7/19/2024
- First disbursed
- 8/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $139K
- Est. cash at closing
- $191K
- Monthly payment
- $17,588
- Annual debt service
- $211K
- Cash flow needed (1.25×)
- $264K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lendistry SBLC, LLC · Lender record →
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- Answer Plus Communications, LLC in Rotonda West, FL — $400K (2024) · purchase · University Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 23 days
- Approved
- 9/24/2024
- First disbursed
- 10/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 61
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $444K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $5,286
- Annual debt service
- $63K
- Cash flow needed (1.25×)
- $79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by University Bank · Lender record →
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- Jamie Zomer in Sioux Falls, SD — $60K (2024) · purchase · The First National Bank in Sioux Falls
- Program
- 7a General
- Rate at approval
- 8.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $51K (85%)
- Approval → funding
- 6 days
- Approved
- 9/4/2024
- First disbursed
- 9/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $67K
- Est. down payment (10%)
- $7K
- Est. cash at closing
- $9K
- Monthly payment
- $736
- Annual debt service
- $9K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The First National Bank in Sioux Falls · Lender record →
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- C. Tech Collections, Inc. in Mount Sinai, NY — $1.7M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 5/31/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 46
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $186K
- Est. cash at closing
- $256K
- Monthly payment
- $21,218
- Annual debt service
- $255K
- Cash flow needed (1.25×)
- $318K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- C. Tech Collections, Inc. in Mount Sinai, NY — $500K (2023) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approved
- 5/31/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 46
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,334
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Advanced Recovery Systems, Inc. in King Of Prussia, PA — $150K (2023) · purchase · Meridian Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 7 days
- Approved
- 9/28/2023
- First disbursed
- 10/5/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $2,066
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
- ARC Properties I LLC in Chesterfield, MO — $1.2M (2022) · purchase · St. Louis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $914K (75%)
- Approval → funding
- 4 days
- Approved
- 7/29/2022
- First disbursed
- 8/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $135K
- Est. cash at closing
- $186K
- Monthly payment
- $13,830
- Annual debt service
- $166K
- Cash flow needed (1.25×)
- $207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
- LPH, Inc. in Missoula, MT — $914K (2021) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.8% fixed
- Term
- 188 months
- SBA guaranteed
- $685K (75%)
- Approval → funding
- 0 days
- Approved
- 12/23/2020
- First disbursed
- 12/23/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $102K
- Est. cash at closing
- $139K
- Monthly payment
- $6,924
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to collection agencies businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a collection agencies acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. DealRoom is not a lender.
- $1.2M typical loan
- 11 lenders fund the industry
- 7 days typical to fund
Buyers researching a collection agencies deal typically pre-qualify, then ask DealRoom to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.