Lender intelligence
Financing a commercial and institutional building construction acquisition in North Carolina
The SBA 7(a) lenders funding the most commercial and institutional building construction acquisitions in North Carolina, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in commercial and institutional building construction · North Carolina
Ranked by funded commercial and institutional building construction acquisitions in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Lincoln, NEFull record →
- 2.24 loans · $21M · Raleigh, NCFull record →
4+ funded Commercial and Institutional Building Construction in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- RATZLAFF CONSTRUCTION COMPANY, LLC in Charlotte, NC — $1.5M (2024) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 52 days
- Approved
- 9/24/2024
- First disbursed
- 11/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Commercial and Institutional Building Construction
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $169K
- Est. cash at closing
- $232K
- Monthly payment
- $20,325
- Annual debt service
- $244K
- Cash flow needed (1.25×)
- $305K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- COLONY BUILDERS INC in Matthews, NC — $4.0M (2023) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 146 months
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 7 days
- Approved
- 9/22/2023
- First disbursed
- 9/29/2023
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Commercial and Institutional Building Construction
If you were the buyer here
- Est. deal size
- $4.4M
- Est. down payment (10%)
- $443K
- Est. cash at closing
- $613K
- Monthly payment
- $42,290
- Annual debt service
- $507K
- Cash flow needed (1.25×)
- $634K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- COLONY BUILDERS INC in Matthews, NC — $500K (2023) · purchase · Pinnacle Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approved
- 9/28/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Commercial and Institutional Building Construction
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,470
- Annual debt service
- $78K
- Cash flow needed (1.25×)
- $97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- BAS Buildings in Garner, NC — $273K (2021) · purchase · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $246K (90%)
- Approved
- 6/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Commercial and Institutional Building Construction
If you were the buyer here
- Est. deal size
- $303K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $41K
- Monthly payment
- $3,031
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Financing a commercial and institutional building construction deal in North Carolina? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to commercial and institutional building construction businesses with a North Carolina project address.
Agent summary
How to finance a commercial and institutional building construction acquisition in North Carolina with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded North Carolina deals. Pinnacle Bank funds the most here. DealRoom is not a lender.
- $527K typical loan
- 2 lenders active in North Carolina
- 4+ funded North Carolina deals
- 52 days typical to fund
Buyers buying a commercial and institutional building construction in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.