Canaday Cocoa LLC in Salt Lake City, UT — $836K (2026) · purchase · U.S. Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 7.7% variable
Term: 45 months
SBA guaranteed: $627K (75%)
Approval → funding: 35 days
Approved: 11/28/2025
First disbursed: 1/2/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 14
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $928K
Est. down payment (10%): $93K
Est. cash at closing: $127K
Monthly payment: $21,438
Annual debt service: $257K
Cash flow needed (1.25×): $322K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by U.S. Bank, National Association · Lender record →

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Hibbs' Treats LLC in Windsor, CA — $630K (2026) · purchase · Heritage Bank of Commerce

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $472K (75%)
Approved: 3/17/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 8
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $700K
Est. down payment (10%): $70K
Est. cash at closing: $94K
Monthly payment: $7,891
Annual debt service: $95K
Cash flow needed (1.25×): $118K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Heritage Bank of Commerce

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Folsom Town Sweets LLC in Folsom, CA — $580K (2026) · purchase · Celtic Bank Corporation

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 125 months
SBA guaranteed: $435K (75%)
Approved: 1/29/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $644K
Est. down payment (10%): $64K
Est. cash at closing: $86K
Monthly payment: $7,246
Annual debt service: $87K
Cash flow needed (1.25×): $109K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Celtic Bank Corporation · Lender record →

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GREEN ENTERPRISES I, LLC in Rosemary Beach, FL — $940K (2025) · purchase · Beacon Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $705K (75%)
Approval → funding: 21 days
Approved: 9/29/2025
First disbursed: 10/20/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $1.0M
Est. down payment (10%): $104K
Est. cash at closing: $143K
Monthly payment: $12,292
Annual debt service: $148K
Cash flow needed (1.25×): $184K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Beacon Bank and Trust · Lender record →

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The Minnesota Chocolate Lab LLC in Marine On Saint Croix, MN — $693K (2025) · purchase · City & County CU

Program: 7a General
Rate at approval: 7.5% fixed
Term: 180 mo (15 yrs)
SBA guaranteed: $520K (75%)
Approval → funding: 1 days
Approved: 9/3/2025
First disbursed: 9/4/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 1
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $770K
Est. down payment (10%): $77K
Est. cash at closing: $103K
Monthly payment: $6,424
Annual debt service: $77K
Cash flow needed (1.25×): $96K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by City & County CU · Lender record →

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Foods in the Ville, LLC in Manhattan, KS — $187K (2025) · purchase · Community First National Bank

Program: 7a General
Rate at approval: 9.75% variable
Term: 84 mo (7 yrs)
SBA guaranteed: $140K (75%)
Approved: 12/12/2024
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 8
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $208K
Est. down payment (10%): $21K
Est. cash at closing: $28K
Monthly payment: $3,084
Annual debt service: $37K
Cash flow needed (1.25×): $46K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Community First National Bank · Lender record →

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Bob's Petro Products, Inc. in Porterville, CA — $3.6M (2024) · purchase · Customers Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $2.7M (75%)
Approval → funding: 8 days
Approved: 10/30/2023
First disbursed: 11/7/2023
Loan status: Paid in full (2/28/2026)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 22
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $4.0M
Est. down payment (10%): $401K
Est. cash at closing: $555K
Monthly payment: $47,247
Annual debt service: $567K
Cash flow needed (1.25×): $709K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Customers Bank · Lender record →

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Buckeye Gourmet Popcorn LLC in New Middletown, OH — $350K (2024) · purchase · Valley Economic Development Partners, Inc.

Program: 7a General
Rate at approval: 11.5% variable
Term: 240 mo (20 yrs)
SBA guaranteed: $263K (75%)
Approval → funding: 84 days
Approved: 7/17/2024
First disbursed: 10/9/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 11
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $389K
Est. down payment (10%): $39K
Est. cash at closing: $52K
Monthly payment: $3,733
Annual debt service: $45K
Cash flow needed (1.25×): $56K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Valley Economic Development Partners, Inc. · Lender record →

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Csokolade Of Boyne LLC in Boyne City, MI — $325K (2024) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $244K (75%)
Approval → funding: 42 days
Approved: 1/9/2024
First disbursed: 2/20/2024
Loan status: Delinquent
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 16
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $361K
Est. down payment (10%): $36K
Est. cash at closing: $48K
Monthly payment: $4,431
Annual debt service: $53K
Cash flow needed (1.25×): $66K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

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Novios Cafe, LLC in Rochester, MN — $295K (2024) · purchase · Eagle Rock Bank

Program: 7a General
Rate at approval: 9.5% variable
Term: 84 mo (7 yrs)
SBA guaranteed: $221K (75%)
Approval → funding: 12 days
Approved: 2/29/2024
First disbursed: 3/12/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 28
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $328K
Est. down payment (10%): $33K
Est. cash at closing: $44K
Monthly payment: $4,818
Annual debt service: $58K
Cash flow needed (1.25×): $72K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Eagle Rock Bank

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Bob's Petro Products, Inc. in Porterville, CA — $200K (2024) · purchase · Customers Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $100K (50%)
Approval → funding: 8 days
Approved: 10/30/2023
First disbursed: 11/7/2023
Loan status: Paid in full (2/28/2026)
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 22
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $222K
Est. down payment (10%): $22K
Est. cash at closing: $30K
Monthly payment: $2,588
Annual debt service: $31K
Cash flow needed (1.25×): $39K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Customers Bank · Lender record →

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Csokolade Of Boyne LLC in Boyne City, MI — $25K (2024) · purchase · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $13K (50%)
Approval → funding: 49 days
Approved: 1/9/2024
First disbursed: 2/27/2024
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 16
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $28K
Est. down payment (10%): $3K
Est. cash at closing: $4K
Monthly payment: $341
Annual debt service: $4K
Cash flow needed (1.25×): $5K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

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Rocky Mountain Chocolate Factory in Saint Paul, MN — $825K (2023) · purchase · Newtek Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 11.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $619K (75%)
Approval → funding: 26 days
Approved: 8/5/2023
First disbursed: 8/31/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $917K
Est. down payment (10%): $92K
Est. cash at closing: $126K
Monthly payment: $11,599
Annual debt service: $139K
Cash flow needed (1.25×): $174K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Newtek Bank, National Association · Lender record →

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Aria Sweets, LLC in Virginia Beach, VA — $352K (2023) · purchase · Fulton Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $264K (75%)
Approval → funding: 16 days
Approved: 10/5/2022
First disbursed: 10/21/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $391K
Est. down payment (10%): $39K
Est. cash at closing: $52K
Monthly payment: $4,459
Annual debt service: $54K
Cash flow needed (1.25×): $67K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Fulton Bank, National Association · Lender record →

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C&M Sweets, LLC in Tuscaloosa, AL — $348K (2023) · purchase · Renasant Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $261K (75%)
Approval → funding: 9 days
Approved: 3/22/2023
First disbursed: 3/31/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 2
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $386K
Est. down payment (10%): $39K
Est. cash at closing: $52K
Monthly payment: $4,742
Annual debt service: $57K
Cash flow needed (1.25×): $71K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Renasant Bank · Lender record →

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Csokolade LLC in Charlevoix, MI — $300K (2023) · purchase · Charlevoix State Bank

Program: 7a General
Rate at approval: 7% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $225K (75%)
Approval → funding: 83 days
Approved: 10/18/2022
First disbursed: 1/9/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 10
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $333K
Est. down payment (10%): $33K
Est. cash at closing: $45K
Monthly payment: $3,483
Annual debt service: $42K
Cash flow needed (1.25×): $52K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Charlevoix State Bank

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Uncle Toms Limited in Ellison Bay, WI — $350K (2022) · purchase · Nicolet National Bank

Program: Preferred Lenders Program
Rate at approval: 4.75% fixed
Term: 240 mo (20 yrs)
SBA guaranteed: $263K (75%)
Approval → funding: 0 days
Approved: 1/31/2022
First disbursed: 1/31/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 6
Business age: Change of Ownership
Industry: Confectionery and Nut Retailers

If you were the buyer here

Est. deal size: $389K
Est. down payment (10%): $39K
Est. cash at closing: $52K
Monthly payment: $2,262
Annual debt service: $27K
Cash flow needed (1.25×): $34K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Nicolet National Bank · Lender record →

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Financing a confectionery and nut retailers acquisition

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Agent summary

Deal economics— what it takes to buy & finance confectionery and nut retailers