Automotive · lender intelligence
Financing a passenger car rental acquisition
The SBA 7(a) lenders funding the most passenger car rental acquisitions, ranked from public loan records — typical deal about $332K. A lender doing your industry every week underwrites faster and prices sharper.
Most active in passenger car rental
Ranked by funded passenger car rental acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.17 loans · $14M · Orlando, FLFull record →
- 2.62 loans · $21M · Saint Cloud, MNFull record →
- 3.138 loans · $276M · Sioux Falls, SDFull record →
3+ funded passenger car rental deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Apex Auto Group LLC in North Charleston, SC — $411K (2025) · purchase · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $308K (75%)
- Approval → funding
- 43 days
- Approved
- 10/3/2024
- First disbursed
- 11/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Passenger Car Rental
If you were the buyer here
- Est. deal size
- $457K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $61K
- Monthly payment
- $5,546
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
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- JOURNEY RENTACAR, LLC in Belgrade, MT — $907K (2024) · purchase · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $680K (75%)
- Approval → funding
- 3 days
- Approved
- 6/17/2024
- First disbursed
- 6/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Passenger Car Rental
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $101K
- Est. cash at closing
- $138K
- Monthly payment
- $12,618
- Annual debt service
- $151K
- Cash flow needed (1.25×)
- $189K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Cruzan Holdings LLC in Christiansted, VI — $717K (2022) · purchase · Cogent Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $538K (75%)
- Approval → funding
- 5 days
- Approved
- 1/26/2022
- First disbursed
- 1/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Passenger Car Rental
If you were the buyer here
- Est. deal size
- $797K
- Est. down payment (10%)
- $80K
- Est. cash at closing
- $109K
- Monthly payment
- $7,870
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cogent Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to passenger car rental businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a passenger car rental acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Cogent Bank funds the most. DealRoom is not a lender.
- $332K typical loan
- 3 lenders fund the industry
- 5 days typical to fund
Buyers researching a passenger car rental deal typically pre-qualify, then ask DealRoom to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.