Lender intelligence
Financing a plumbing, heating, and air-conditioning contractors acquisition in Idaho
The SBA 7(a) lenders funding the most plumbing, heating, and air-conditioning contractors acquisitions in Idaho, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in plumbing, heating, and air-conditioning contractors · Idaho
Ranked by funded plumbing, heating, and air-conditioning contractors acquisitions in Idaho. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.54 loans · $22M · Chubbuck, IDFull record →
- 2.44 loans · $25M · Spokane, WAFull record →
- 3.88 loans · $96M · Muncie, INFull record →
- 4.26 loans · $26M · Billings, MTFull record →
- 5.9 loans · $10M · Warren, PAFull record →
10+ funded Plumbing, Heating, and Air-Conditioning Contractors in Idaho deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- D&R Drainage Systems in Nampa, ID — $2.5M (2025) · purchase · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 30 days
- Approved
- 7/2/2025
- First disbursed
- 8/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $279K
- Est. cash at closing
- $385K
- Monthly payment
- $32,889
- Annual debt service
- $395K
- Cash flow needed (1.25×)
- $493K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
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- Rock Bridge Industries, Inc. in Hayden, ID — $823K (2024) · purchase · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $617K (75%)
- Approval → funding
- 11 days
- Approved
- 6/17/2024
- First disbursed
- 6/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $915K
- Est. down payment (10%)
- $91K
- Est. cash at closing
- $125K
- Monthly payment
- $10,653
- Annual debt service
- $128K
- Cash flow needed (1.25×)
- $160K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
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- DDJ Management LLC in Meridian, ID — $510K (2024) · purchase · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 25 days
- Approved
- 5/31/2024
- First disbursed
- 6/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $567K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $4,815
- Annual debt service
- $58K
- Cash flow needed (1.25×)
- $72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
- DDJ Management LLC in Meridian, ID — $450K (2024) · purchase · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 25 days
- Approved
- 5/31/2024
- First disbursed
- 6/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $6,327
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
- DDJ Management LLC in Meridian, ID — $50K (2024) · purchase · Idaho Central CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 5/31/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $896
- Annual debt service
- $11K
- Cash flow needed (1.25×)
- $13K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
- Kl3ar Water Systems LLC in Meridian, ID — $1.1M (2023) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $825K (75%)
- Approval → funding
- 18 days
- Approved
- 10/7/2022
- First disbursed
- 10/25/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $122K
- Est. cash at closing
- $168K
- Monthly payment
- $13,638
- Annual debt service
- $164K
- Cash flow needed (1.25×)
- $205K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- PEND OREILLE MECHANICAL INC in Sandpoint, ID — $372K (2022) · purchase · Washington Trust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $279K (75%)
- Approval → funding
- 13 days
- Approved
- 7/21/2022
- First disbursed
- 8/3/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $413K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $55K
- Monthly payment
- $4,056
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
- PEND OREILLE MECHANICAL, INC. in Sandpoint, ID — $40K (2022) · purchase · Washington Trust Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 12 days
- Approved
- 7/22/2022
- First disbursed
- 8/3/2022
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $44K
- Est. down payment (10%)
- $4K
- Est. cash at closing
- $6K
- Monthly payment
- $677
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
- NORTHWEST HEATING & AIR COND., INC. in Boise, ID — $669K (2021) · purchase · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $602K (90%)
- Approval → funding
- 3 days
- Approved
- 2/2/2021
- First disbursed
- 2/5/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $743K
- Est. down payment (10%)
- $74K
- Est. cash at closing
- $99K
- Monthly payment
- $7,096
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
- NORTHWEST HEATING & AIR COND., INC. in Boise, ID — $25K (2021) · purchase · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $19K (75%)
- Approved
- 2/2/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $359
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to plumbing, heating, and air-conditioning contractors businesses with a Idaho project address.
Agent summary
How to finance a plumbing, heating, and air-conditioning contractors acquisition in Idaho with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Idaho deals. Idaho Central CU funds the most here. DealRoom is not a lender.
- $549K typical loan
- 5 lenders active in Idaho
- 10+ funded Idaho deals
- 18 days typical to fund
Buyers buying a plumbing, heating, and air-conditioning contractors in Idaho typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.