Lender intelligence
Financing a plumbing, heating, and air-conditioning contractors acquisition in Iowa
The SBA 7(a) lenders funding the most plumbing, heating, and air-conditioning contractors acquisitions in Iowa, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in plumbing, heating, and air-conditioning contractors · Iowa
Ranked by funded plumbing, heating, and air-conditioning contractors acquisitions in Iowa. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.57 loans · $74M · Winston-Salem, NCFull record →
- 2.26 loans · $26M · Billings, MTFull record →
- 3.4 loans · $5M · Norwalk, IAFull record →
- 4.78 loans · $79M · New Orleans, LAFull record →
- 5.9 loans · $10M · Warren, PAFull record →
6+ funded Plumbing, Heating, and Air-Conditioning Contractors in Iowa deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Adams Plumbing & Heating in Osage, IA — $2.1M (2025) · purchase · Truliant FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 61 days
- Approved
- 5/31/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $233K
- Est. cash at closing
- $321K
- Monthly payment
- $27,752
- Annual debt service
- $333K
- Cash flow needed (1.25×)
- $416K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
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- Heartland Plumbing, LLC in West Branch, IA — $84K (2024) · purchase · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $71K (85%)
- Approval → funding
- 18 days
- Approved
- 1/25/2024
- First disbursed
- 2/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $93K
- Est. down payment (10%)
- $9K
- Est. cash at closing
- $12K
- Monthly payment
- $1,098
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
- Systems Management & Balancing, Inc in Waukee, IA — $1.4M (2021) · purchase · City State Bank
- Program
- 7a General
- Rate at approval
- 4% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 6 days
- Approved
- 5/25/2021
- First disbursed
- 5/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $156K
- Est. cash at closing
- $213K
- Monthly payment
- $19,136
- Annual debt service
- $230K
- Cash flow needed (1.25×)
- $287K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City State Bank · Lender record →
Your business? Claim this record · Request removal
- Advance Fire Equipment LLC dba Federal Fire Equipment in Mason City, IA — $340K (2021) · purchase · NSB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.565% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 3 days
- Approved
- 12/28/2020
- First disbursed
- 12/31/2020
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $378K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $51K
- Monthly payment
- $3,701
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NSB Bank
Your business? Claim this record · Request removal
- Northern Solutions, Inc. in Iowa City, IA — $1.5M (2020) · purchase · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 32 days
- Approved
- 12/30/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $172K
- Est. cash at closing
- $236K
- Monthly payment
- $18,138
- Annual debt service
- $218K
- Cash flow needed (1.25×)
- $272K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Satorie Properties, LLC in Missouri Valley, IA — $715K (2020) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $536K (75%)
- Approval → funding
- 20 days
- Approved
- 6/10/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $794K
- Est. down payment (10%)
- $79K
- Est. cash at closing
- $109K
- Monthly payment
- $9,304
- Annual debt service
- $112K
- Cash flow needed (1.25×)
- $140K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to plumbing, heating, and air-conditioning contractors businesses with a Iowa project address.
Agent summary
How to finance a plumbing, heating, and air-conditioning contractors acquisition in Iowa with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Iowa deals. Truliant FCU funds the most here. DealRoom is not a lender.
- $549K typical loan
- 6 lenders active in Iowa
- 6+ funded Iowa deals
- 20 days typical to fund
Buyers buying a plumbing, heating, and air-conditioning contractors in Iowa typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.