Lender intelligence
Financing a plumbing, heating, and air-conditioning contractors acquisition in Tennessee
The SBA 7(a) lenders funding the most plumbing, heating, and air-conditioning contractors acquisitions in Tennessee, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in plumbing, heating, and air-conditioning contractors · Tennessee
Ranked by funded plumbing, heating, and air-conditioning contractors acquisitions in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.36 loans · $35M · Memphis, TNFull record →
- 4.2 loans · $0M · Pine Bluff, ARFull record →
11+ funded Plumbing, Heating, and Air-Conditioning Contractors in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SWB Company, LLC in Chattanooga, TN — $2.7M (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 93 days
- Approved
- 10/23/2024
- First disbursed
- 1/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $297K
- Est. cash at closing
- $409K
- Monthly payment
- $33,808
- Annual debt service
- $406K
- Cash flow needed (1.25×)
- $507K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- SWB Company, LLC in Chattanooga, TN — $200K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 141 days
- Approved
- 10/23/2024
- First disbursed
- 3/13/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,615
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Bailey Home Services LLC in Greeneville, TN — $890K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.2% variable
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $668K (75%)
- Approval → funding
- 9 days
- Approved
- 2/1/2023
- First disbursed
- 2/10/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $989K
- Est. down payment (10%)
- $99K
- Est. cash at closing
- $136K
- Monthly payment
- $9,440
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Bailey Home Services, LLC in Greeneville, TN — $175K (2023) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $88K (50%)
- Approval → funding
- 9 days
- Approved
- 2/1/2023
- First disbursed
- 2/10/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $194K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $26K
- Monthly payment
- $2,337
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- SCOTTS PLUMBING COMPANY INC in Knoxville, TN — $2.0M (2022) · purchase · First Horizon Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 22 days
- Approved
- 4/4/2022
- First disbursed
- 4/26/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $218K
- Est. cash at closing
- $300K
- Monthly payment
- $12,928
- Annual debt service
- $155K
- Cash flow needed (1.25×)
- $194K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal
- E & H REFRIGERATION, INC. in Martin, TN — $2.0M (2022) · purchase · Simmons Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 77 days
- Approved
- 6/14/2022
- First disbursed
- 8/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $217K
- Est. cash at closing
- $299K
- Monthly payment
- $21,959
- Annual debt service
- $264K
- Cash flow needed (1.25×)
- $329K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
- CLIMATE HOLDINGS, LLC in Knoxville, TN — $1.5M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 7 days
- Approved
- 8/24/2022
- First disbursed
- 8/31/2022
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $168K
- Est. cash at closing
- $230K
- Monthly payment
- $17,146
- Annual debt service
- $206K
- Cash flow needed (1.25×)
- $257K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- TN HOME SERVICES LLC in Brentwood, TN — $680K (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $510K (75%)
- Approval → funding
- 6 days
- Approved
- 6/3/2022
- First disbursed
- 6/9/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $756K
- Est. down payment (10%)
- $76K
- Est. cash at closing
- $101K
- Monthly payment
- $7,791
- Annual debt service
- $93K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- CLIMATE HOLDINGS, LLC in Knoxville, TN — $250K (2022) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 7 days
- Approved
- 8/24/2022
- First disbursed
- 8/31/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,066
- Annual debt service
- $37K
- Cash flow needed (1.25×)
- $46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- TN HOME SERVICES LLC in Brentwood, TN — $100K (2022) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 6 days
- Approved
- 6/3/2022
- First disbursed
- 6/9/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,148
- Annual debt service
- $14K
- Cash flow needed (1.25×)
- $17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- A & P Sheet Metal, Inc. in Millington, TN — $892K (2020) · purchase · First Horizon Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $669K (75%)
- Approval → funding
- 45 days
- Approved
- 1/15/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $991K
- Est. down payment (10%)
- $99K
- Est. cash at closing
- $136K
- Monthly payment
- $7,896
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to plumbing, heating, and air-conditioning contractors businesses with a Tennessee project address.
Agent summary
How to finance a plumbing, heating, and air-conditioning contractors acquisition in Tennessee with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Tennessee deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $549K typical loan
- 4 lenders active in Tennessee
- 11+ funded Tennessee deals
- 9 days typical to fund
Buyers buying a plumbing, heating, and air-conditioning contractors in Tennessee typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.