Lender intelligence
Financing a retail bakeries acquisition in Georgia
The SBA 7(a) lenders funding the most retail bakeries acquisitions in Georgia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in retail bakeries · Georgia
Ranked by funded retail bakeries acquisitions in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3 loans · $1M · Kearney, NEFull record →
2+ funded Retail Bakeries in Georgia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Coastie's Bakery, LLC in Milledgeville, GA — $451K (2022) · purchase · Exchange Bank
- Program
- 7a General
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 47 days
- Approved
- 6/16/2022
- First disbursed
- 8/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $501K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $2,638
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Exchange Bank · Lender record →
Your business? Claim this record · Request removal
- Tree Story Bakery in Duluth, GA — $1.1M (2021) · purchase · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $954K (90%)
- Approval → funding
- 39 days
- Approved
- 8/2/2021
- First disbursed
- 9/10/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $118K
- Est. cash at closing
- $162K
- Monthly payment
- $11,114
- Annual debt service
- $133K
- Cash flow needed (1.25×)
- $167K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
Financing a retail bakeries deal in Georgia? Start with the right lender
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to retail bakeries businesses with a Georgia project address.
Agent summary
How to finance a retail bakeries acquisition in Georgia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Georgia deals. Exchange Bank funds the most here. DealRoom is not a lender.
- $451K typical loan
- 2 lenders active in Georgia
- 2+ funded Georgia deals
- 47 days typical to fund
Buyers buying a retail bakeries in Georgia typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.