Lender intelligence
Financing a retail bakeries acquisition in Massachusetts
The SBA 7(a) lenders funding the most retail bakeries acquisitions in Massachusetts, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in retail bakeries · Massachusetts
Ranked by funded retail bakeries acquisitions in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.53 loans · $101M · Dallas, TXFull record →
3+ funded Retail Bakeries in Massachusetts deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- THE DAILY LOAF, LLC in Milford, MA — $998K (2025) · purchase · T Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $749K (75%)
- Approval → funding
- 26 days
- Approved
- 1/8/2025
- First disbursed
- 2/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $8,375
- Annual debt service
- $101K
- Cash flow needed (1.25×)
- $126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by T Bank, National Association · Lender record →
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- Bock Properties LLC in Provincetown, MA — $150K (2021) · purchase · The Cape Cod Five Cents Savings Bank
- Program
- 7a General
- Rate at approval
- 5.55% fixed
- Term
- 66 months
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 24 days
- Approved
- 2/2/2021
- First disbursed
- 2/26/2021
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $2,642
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Cape Cod Five Cents Savings Bank · Lender record →
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- BACK Of The House Inc. in Worcester, MA — $406K (2020) · purchase · Cornerstone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 95 months
- SBA guaranteed
- $305K (75%)
- Approval → funding
- 20 days
- Approved
- 8/4/2020
- First disbursed
- 8/24/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $451K
- Est. down payment (10%)
- $45K
- Est. cash at closing
- $60K
- Monthly payment
- $5,136
- Annual debt service
- $62K
- Cash flow needed (1.25×)
- $77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cornerstone Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to retail bakeries businesses with a Massachusetts project address.
Agent summary
How to finance a retail bakeries acquisition in Massachusetts with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Massachusetts deals. T Bank, National Association funds the most here. DealRoom is not a lender.
- $451K typical loan
- 3 lenders active in Massachusetts
- 3+ funded Massachusetts deals
- 24 days typical to fund
Buyers buying a retail bakeries in Massachusetts typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: