Lender intelligence
Financing a retail bakeries acquisition in Missouri
The SBA 7(a) lenders funding the most retail bakeries acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in retail bakeries · Missouri
Ranked by funded retail bakeries acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $0M · Saint Louis, MOFull record →
- 2.15 loans · $15M · Houston, MOFull record →
- 3.4 loans · $2M · Dallas, TXFull record →
4+ funded Retail Bakeries in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Breadsmith in Saint Louis, MO — $340K (2025) · purchase · St. Louis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 7 days
- Approved
- 10/18/2024
- First disbursed
- 10/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $378K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $51K
- Monthly payment
- $4,540
- Annual debt service
- $54K
- Cash flow needed (1.25×)
- $68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
- Bedeviled Bakery LLC in Saint Louis, MO — $180K (2024) · purchase · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (75%)
- Approval → funding
- 30 days
- Approved
- 6/1/2024
- First disbursed
- 7/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $200K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $27K
- Monthly payment
- $2,531
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
- Fig & Lyles Bakery LLC in Saint Charles, MO — $40K (2024) · purchase · First Community Credit Union
- Program
- 7a General
- Rate at approval
- 8.24% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $34K (85%)
- Approval → funding
- 15 days
- Approved
- 12/16/2023
- First disbursed
- 12/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $44K
- Est. down payment (10%)
- $4K
- Est. cash at closing
- $6K
- Monthly payment
- $702
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Community Credit Union
Your business? Claim this record · Request removal
- JKZL Enterprises, LLC in Kansas City, MO — $476K (2020) · purchase · Sunflower Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 121 months
- SBA guaranteed
- $357K (75%)
- Approval → funding
- 46 days
- Approved
- 4/6/2020
- First disbursed
- 5/22/2020
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $529K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $5,017
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
Financing a retail bakeries deal in Missouri? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to retail bakeries businesses with a Missouri project address.
Agent summary
How to finance a retail bakeries acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. St. Louis Bank funds the most here. DealRoom is not a lender.
- $451K typical loan
- 4 lenders active in Missouri
- 4+ funded Missouri deals
- 30 days typical to fund
Buyers buying a retail bakeries in Missouri typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.