Lender intelligence
Financing a retail bakeries acquisition in Washington
The SBA 7(a) lenders funding the most retail bakeries acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in retail bakeries · Washington
Ranked by funded retail bakeries acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public retail bakeries loan history in Washington to rank lenders yet. See retail bakeries lenders nationwide →
2+ funded Retail Bakeries in Washington deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Castle Rock Bakery in Castle Rock, WA — $189K (2022) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $142K (75%)
- Approval → funding
- 4 days
- Approved
- 10/27/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $210K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $28K
- Monthly payment
- $2,098
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
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- Racine Group LLC in Seattle, WA — $233K (2021) · purchase · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 126 months
- SBA guaranteed
- $175K (75%)
- Approval → funding
- 0 days
- Approved
- 11/20/2020
- First disbursed
- 11/20/2020
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $259K
- Est. down payment (10%)
- $26K
- Est. cash at closing
- $35K
- Monthly payment
- $2,406
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by KeyBank National Association · Lender record →
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to retail bakeries businesses with a Washington project address.
Agent summary
How to finance a retail bakeries acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. DealRoom is not a lender.
- $451K typical loan
- 2 lenders active in Washington
- 2+ funded Washington deals
- 4 days typical to fund
Buyers buying a retail bakeries in Washington typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.