Lender intelligence
Financing a used car dealers acquisition in Florida
The SBA 7(a) lenders funding the most used car dealers acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in used car dealers · Florida
Ranked by funded used car dealers acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.105 loans · $164M · Brookline, MAFull record →
- 2.60 loans · $40M · Clayton, MOFull record →
4+ funded Used Car Dealers in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ORANGE TRUCK SALES in Orlando, FL — $3.3M (2025) · purchase · Beacon Bank and Trust
- Program
- International Trade Loans
- Subprogram
- International Trade - Sec, 7(a
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.0M (90%)
- Approval → funding
- 142 days
- Approved
- 4/23/2025
- First disbursed
- 9/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Used Car Dealers
If you were the buyer here
- Est. deal size
- $3.7M
- Est. down payment (10%)
- $368K
- Est. cash at closing
- $508K
- Monthly payment
- $42,831
- Annual debt service
- $514K
- Cash flow needed (1.25×)
- $642K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- Car One USA LLC in Hollywood, FL — $3.0M (2025) · purchase · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 18 days
- Approved
- 8/7/2025
- First disbursed
- 8/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Used Car Dealers
If you were the buyer here
- Est. deal size
- $3.3M
- Est. down payment (10%)
- $333K
- Est. cash at closing
- $460K
- Monthly payment
- $40,062
- Annual debt service
- $481K
- Cash flow needed (1.25×)
- $601K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- Auto Sails, Inc. in Coral Springs, FL — $2.0M (2020) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 87 months
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 75 days
- Approved
- 3/17/2020
- First disbursed
- 5/31/2020
- Loan status
- Failed — $1.6M charged off (6/20/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Used Car Dealers
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $227K
- Est. cash at closing
- $312K
- Monthly payment
- $29,702
- Annual debt service
- $356K
- Cash flow needed (1.25×)
- $446K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Frazier’s Autos, LLC in Atlantic Beach, FL — $643K (2020) · purchase · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $482K (75%)
- Approval → funding
- 76 days
- Approved
- 5/16/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Used Car Dealers
If you were the buyer here
- Est. deal size
- $714K
- Est. down payment (10%)
- $71K
- Est. cash at closing
- $95K
- Monthly payment
- $3,664
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
Financing a used car dealers deal in Florida? Start with the right lender
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to used car dealers businesses with a Florida project address.
Agent summary
How to finance a used car dealers acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Beacon Bank and Trust funds the most here. DealRoom is not a lender.
- $614K typical loan
- 3 lenders active in Florida
- 4+ funded Florida deals
- 76 days typical to fund
Buyers buying a used car dealers in Florida typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.