Ram Custom Crating in Berkeley, MO — $831K (2025) · purchase · Midwest Regional Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $623K (75%)
Approval → funding: 21 days
Approved: 2/20/2025
First disbursed: 3/13/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 13
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $923K
Est. down payment (10%): $92K
Est. cash at closing: $127K
Monthly payment: $11,097
Annual debt service: $133K
Cash flow needed (1.25×): $166K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Midwest Regional Bank · Lender record →

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Ganz Enterprises, LLC in Berkeley, MO — $169K (2025) · purchase · Midwest Regional Bank

Program: Standard Asset Base Working Capital Line
Subprogram: Standard Asset Based
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $127K (75%)
Approved: 2/4/2025
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 13
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $188K
Est. down payment (10%): $19K
Est. cash at closing: $25K
Monthly payment: $2,257
Annual debt service: $27K
Cash flow needed (1.25×): $34K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Midwest Regional Bank · Lender record →

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KB Manufacturing Company Inc in Crosby, MN — $5.0M (2024) · purchase · BankVista

Program: Preferred Lenders Program
Rate at approval: 7.875% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $3.8M (75%)
Approval → funding: 11 days
Approved: 12/18/2023
First disbursed: 12/29/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 140
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $5.6M
Est. down payment (10%): $556K
Est. cash at closing: $769K
Monthly payment: $60,334
Annual debt service: $724K
Cash flow needed (1.25×): $905K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by BankVista · Lender record →

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Auburn Custom Pallets and Crates LLC in Notasulga, AL — $5.0M (2024) · purchase · Millennial Bank

Program: 7a General
Rate at approval: 9.7% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $3.7M (75%)
Approved: 3/27/2024
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 11
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $5.5M
Est. down payment (10%): $553K
Est. cash at closing: $765K
Monthly payment: $64,921
Annual debt service: $779K
Cash flow needed (1.25×): $974K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Millennial Bank · Lender record →

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Pallet Recycling LLC in Saint Paul, MN — $1.8M (2024) · purchase · American National Bank

Program: Preferred Lenders Program
Rate at approval: 8% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.4M (75%)
Approval → funding: 6 days
Approved: 4/25/2024
First disbursed: 5/1/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 23
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $2.0M
Est. down payment (10%): $203K
Est. cash at closing: $279K
Monthly payment: $22,167
Annual debt service: $266K
Cash flow needed (1.25×): $332K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by American National Bank

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Journey Warehousing and Logistics Company in Louisville, KY — $975K (2024) · purchase · North State Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $731K (75%)
Approval → funding: 6 days
Approved: 11/8/2023
First disbursed: 11/14/2023
Loan status: Paid in full (10/31/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $108K
Est. cash at closing: $149K
Monthly payment: $13,569
Annual debt service: $163K
Cash flow needed (1.25×): $204K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by North State Bank · Lender record →

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Gruber Ventures LLC in Lake Elmo, MN — $2.3M (2023) · purchase · Lake Elmo Bank

Program: 7a General
Rate at approval: 6.75% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $1.7M (75%)
Approval → funding: 6 days
Approved: 7/11/2023
First disbursed: 7/17/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 49
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $2.6M
Est. down payment (10%): $257K
Est. cash at closing: $355K
Monthly payment: $26,579
Annual debt service: $319K
Cash flow needed (1.25×): $399K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Lake Elmo Bank · Lender record →

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Viking Pallet LLC in Osseo, MN — $1.6M (2023) · purchase · American National Bank

Program: Preferred Lenders Program
Rate at approval: 6.73% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.2M (75%)
Approval → funding: 7 days
Approved: 3/29/2023
First disbursed: 4/5/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 14
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $1.8M
Est. down payment (10%): $183K
Est. cash at closing: $252K
Monthly payment: $18,929
Annual debt service: $227K
Cash flow needed (1.25×): $284K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by American National Bank

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WVC Enterprises LLC in Camden, OH — $1.2M (2023) · purchase · Merchants Bank of Indiana

Program: Preferred Lenders Program
Rate at approval: 10.5% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $886K (75%)
Approved: 9/28/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 9
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $131K
Est. cash at closing: $180K
Monthly payment: $13,055
Annual debt service: $157K
Cash flow needed (1.25×): $196K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Merchants Bank of Indiana · Lender record →

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Gopher State Pallets LLC in Rogers, MN — $978K (2023) · purchase · American National Bank

Program: Preferred Lenders Program
Rate at approval: 6.73% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $733K (75%)
Approval → funding: 7 days
Approved: 3/29/2023
First disbursed: 4/5/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 13
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $109K
Est. cash at closing: $149K
Monthly payment: $11,214
Annual debt service: $135K
Cash flow needed (1.25×): $168K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by American National Bank

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Journey Warehousing and Logistics Company in Louisville, KY — $975K (2023) · purchase · North State Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $731K (75%)
Approved: 9/30/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $108K
Est. cash at closing: $149K
Monthly payment: $13,569
Annual debt service: $163K
Cash flow needed (1.25×): $204K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by North State Bank · Lender record →

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Lakeshore Pallet, LLC in Howards Grove, WI — $924K (2023) · purchase · Bank First, N.A.

Program: 7a General
Rate at approval: 7.5% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $693K (75%)
Approval → funding: 16 days
Approved: 3/15/2023
First disbursed: 3/31/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 26
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $1.0M
Est. down payment (10%): $103K
Est. cash at closing: $141K
Monthly payment: $10,964
Annual debt service: $132K
Cash flow needed (1.25×): $164K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Bank First, N.A. · Lender record →

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DTS Pallets LLC in Billings, MT — $894K (2023) · purchase · First Interstate Bank

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $671K (75%)
Approved: 4/20/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 16
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $993K
Est. down payment (10%): $99K
Est. cash at closing: $136K
Monthly payment: $11,325
Annual debt service: $136K
Cash flow needed (1.25×): $170K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Interstate Bank · Lender record →

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M&N MILLWORK, INC. in Rome, GA — $700K (2023) · purchase · United Community Bank

Program: Preferred Lenders Program
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $525K (75%)
Approval → funding: 35 days
Approved: 8/25/2023
First disbursed: 9/29/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $778K
Est. down payment (10%): $78K
Est. cash at closing: $104K
Monthly payment: $9,445
Annual debt service: $113K
Cash flow needed (1.25×): $142K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by United Community Bank · Lender record →

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Pinnacle Pallets LLC in Saginaw, TX — $2.1M (2022) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 8% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.6M (75%)
Approval → funding: 18 days
Approved: 8/12/2022
First disbursed: 8/30/2022
Loan status: Paid in full (11/30/2024)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 30
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $2.4M
Est. down payment (10%): $236K
Est. cash at closing: $325K
Monthly payment: $25,782
Annual debt service: $309K
Cash flow needed (1.25×): $387K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Vol Case & Container, LLC in Oak Ridge, TN — $594K (2022) · purchase · First Merchants Bank

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $446K (75%)
Approval → funding: 22 days
Approved: 10/27/2021
First disbursed: 11/18/2021
Loan status: Paid in full (7/31/2024)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $660K
Est. down payment (10%): $66K
Est. cash at closing: $88K
Monthly payment: $6,595
Annual debt service: $79K
Cash flow needed (1.25×): $99K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Merchants Bank · Lender record →

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Palletmasters LLC in Woodland, CA — $372K (2022) · purchase · Exchange Bank

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $279K (75%)
Approval → funding: 21 days
Approved: 12/10/2021
First disbursed: 12/31/2021
Loan status: Delinquent
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 12
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $413K
Est. down payment (10%): $41K
Est. cash at closing: $55K
Monthly payment: $4,127
Annual debt service: $50K
Cash flow needed (1.25×): $62K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Exchange Bank · Lender record →

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General Pallet in Flemington, NJ — $3.1M (2021) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 4.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.8M (90%)
Approval → funding: 7 days
Approved: 7/30/2021
First disbursed: 8/6/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 13
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $3.5M
Est. down payment (10%): $348K
Est. cash at closing: $481K
Monthly payment: $32,870
Annual debt service: $394K
Cash flow needed (1.25×): $493K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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J&A Aerospace, Inc. in West Springfield, MA — $2.7M (2021) · purchase · Community Bank & Trust-West Georgia

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $2.4M (90%)
Approval → funding: 2 days
Approved: 4/19/2021
First disbursed: 4/21/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 28
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $3.0M
Est. down payment (10%): $299K
Est. cash at closing: $412K
Monthly payment: $22,674
Annual debt service: $272K
Cash flow needed (1.25×): $340K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Community Bank & Trust-West Georgia

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DAVE'S PALLET SERVICE LLC in Cold Spring, MN — $995K (2021) · purchase · BankVista

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 240 mo (20 yrs)
SBA guaranteed: $746K (75%)
Approval → funding: 2 days
Approved: 10/19/2020
First disbursed: 10/21/2020
Loan status: In workout — SBA bought the guarantee
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 3
Business age: Change of Ownership
Industry: Wood Container and Pallet Manufacturing

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $111K
Est. cash at closing: $152K
Monthly payment: $6,845
Annual debt service: $82K
Cash flow needed (1.25×): $103K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by BankVista · Lender record →

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Financing a wood container and pallet manufacturing acquisition

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Agent summary

Deal economics— what it takes to buy & finance wood container and pallet manufacturing