Can Lake City Bank fund you? The bank behind the loans
Total assets
$7.1B
▲ 1.3% vs prior quarter
Deposits on hand
$6.2B
▲ 3.7% vs prior quarter
Loans outstanding
$5.4B
▲ 1.8% vs prior quarter
Net income (latest qtr)
$28.7M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Lake City Bank more SBA-focused than 7% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.63% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Get in touch with Lake City Bank
Tell us where to reach you and we'll arrange the introduction — to Lake City Bank or a comparable SBA specialist who fits your deal even better.
Walk into a Lake City Bank branch (58)
Lake City BankMain office202 E Center StWarsaw, IN 46580 · since 1872
Nappanee Branch202 W Market StNappanee, IN 46550 · since 1882
Ligonier Downtown Branch222 S Cavin StLigonier, IN 46767 · since 1928
Argos Branch100 N Michigan StArgos, IN 46501 · since 1934
Medaryville Branch205 E Main StMedaryville, IN 47957 · since 1957
Winona Lake Branch99 Chestnut AveWinona Lake, IN 46590 · since 1965
Silver Lake Branch102 E Main StSilver Lake, IN 46982 · since 1966
Drive-In Branch220 E Center StWarsaw, IN 46580 · since 1970 · limited service
West Lake Branch1221 W Lake StWarsaw, IN 46580 · since 1972
Scroll for all 58 branches · Branch data: FDIC BankFind.
Recent deals
Space Barre 3, LLCin Bloomington, IN — $226K (2026) · purchase · Fitness and Recreational Sports Centers
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
123 months
SBA guaranteed
$169K (75%)
Approval → funding
1 days
Approved
2/4/2026
First disbursed
2/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Franchise
Pure Barre
Jobs supported
15
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$251K
Est. down payment (10%)
$25K
Est. cash at closing
$34K
Monthly payment
$2,726
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Lake City Bank.
AI summary
Lake City Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
Lake City Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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Ben's Soft Pretzels
1 deals
Lagrange Branch
901 S Detroit St
Lagrange, IN 46761 · since 1974
North Webster Branch644 N Main StNorth Webster, IN 46555 · since 1974
Ligonier South Branch1470 Lincolnway SLigonier, IN 46767 · since 1975
Bremen Branch1600 State Road 331Bremen, IN 46506 · since 1978
Syracuse Branch502 S Huntington StSyracuse, IN 46567 · since 1982
Mentone Branch202 E Main StMentone, IN 46539 · since 1984
Milford Branch202 S Higbee StMilford, IN 46542 · since 1984
Pierceton Branch108 S First StPierceton, IN 46562 · since 1984
Huntington Branch1501 N Jefferson StHuntington, IN 46750 · since 1986
Columbia City Branch601 Country Side DrColumbia City, IN 46725 · since 1986
Warsaw East Branch3601 Commerce DrWarsaw, IN 46580 · since 1990
Akron Branch114 W Rochester StAkron, IN 46910 · since 1990
Goshen Branch2513 S Main StGoshen, IN 46526 · since 1992
Elkhart Branch864 E Beardsley AveElkhart, IN 46514 · since 1993
Elkhart East Branch22050 State Road 120Elkhart, IN 46516 · since 1994
Shipshewana Branch895 N Van Buren StShipshewana, IN 46565 · since 1994
Middlebury Branch712 Wayne StMiddlebury, IN 46540 · since 1995
Concord Goshen Branch4202 Elkhart RdGoshen, IN 46526 · since 1995
Rochester Branch507 E 9th StRochester, IN 46975 · since 1995
Kendallville Branch631 Professional WayKendallville, IN 46755 · since 1996
Elkhart Jimtown Branch3618 S Nappanee StElkhart, IN 46517 · since 1996
Elkhart Northwest Branch1206 N Nappanee StElkhart, IN 46514 · since 1997
Granger Branch12830 State Rd 23Granger, IN 46530 · since 1997
Direct Banking Center- Www.Lakecitybank.ComWww.Lakecitybank.ComWarsaw, IN 46581 · since 1997 · limited service
Mishawaka Branch5015 N Main StMishawaka, IN 46545 · since 1997
Plymouth Branch826 E Jefferson StPlymouth, IN 46563 · since 1998
Fort Wayne North Branch302 E Dupont RdFort Wayne, IN 46825 · since 1999
Lcb Investments Limited BranchCedar House, 41 Cedar AvenueHamilton, 00000 · since 1999 · limited service
Grace Village Branch1324 Wooster RdWinona Lake, IN 46590 · since 1999
Fort Wayne Southwest Branch10429 Illinois RoadFort Wayne, IN 46804 · since 2000
South Bend Northwest Branch21113 Cleveland RdSouth Bend, IN 46628 · since 2001
Fort Wayne Northeast Branch10411 Maysville RdFort Wayne, IN 46835 · since 2001
Auburn Branch1220 E 7th StAuburn, IN 46706 · since 2002
Warsaw North Branch420 Chevy WayWarsaw, IN 46582 · since 2003
Fort Wayne Jefferson Branch6851 W Jefferson BlvdFort Wayne, IN 46804 · since 2003
Indianapolis North Branch100 W 96th StIndianapolis, IN 46260 · since 2011
South Bend Downtown Branch101 N Michigan StSouth Bend, IN 46601 · since 2012
Fishers Branch13104 Fishers Makretplace DrFishers, IN 46038 · since 2014
Goshen Downtown Branch119 S 3rd StGoshen, IN 46526 · since 2014
Indianapolis Clearwater Branch3805 E 82nd StIndianapolis, IN 46240 · since 2014
Indianapolis Michgan Road Branch9640 N Michigan RdCarmel, IN 46032 · since 2015
Fort Wayne Downtown Branch818 S Harrison StFort Wayne, IN 46802 · since 2016
Greenwood Branch705 S State Road 135Greenwood, IN 46143 · since 2017
Indianapolis Downtown Branch101 W Ohio StIndianapolis, IN 46204 · since 2019
Elkhart High School Branch2608 California RdElkhart, IN 46514 · since 2021
Elkhart River District Branch240 E Jackson BlvdElkhart, IN 46516 · since 2022
16 Tech Branch1220 Waterway Blvd, Suite #a140Indianapolis, IN 46202 · since 2023
Carmel Branch1361 S Rangeline RdCarmel, IN 46032 · since 2024
Wakefield Branch170 Jersey StWestfield, IN 46074 · since 2025
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.