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Lender record

Legacy State Bank

The real lending record — every figure from funded deals. HQ: 3825 Harrison Rd, Loganville, GA. 2 branches.

3

Recent deals (FY20+)

$1.5M

Typical deal

—

Approval → funding

Where Legacy State Bank lends

Deal profile

Most Legacy State Bank deals land between $1.3M and $2.9M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.Beer, Wine, and Liquor Retailers (2)
2.Hardware Stores (1)

Most active states

1.Georgia (3 deals)

Franchises they finance most

Ace Hardware

1 deals

Can Legacy State Bank fund you? The bank behind the loans

Total assets

$205.9M

▲ 7.6% vs prior quarter

Deposits on hand

$178.8M

▲ 8.7% vs prior quarter

Loans outstanding

$144.7M

▲ 9.2% vs prior quarter

Net income (latest qtr)

$485K

•An active SBA program (~1% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Legacy State Bank more SBA-focused than 79% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 0.98% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

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Walk into a Legacy State Bank branch (2)

Legacy State BankMain office3825 Harrison RdLoganville, GA 30052 · since 2005

Monroe Office Branch210 Mlk, Jr. BlvdMonroe, GA 30655 · since 2024

Branch data: FDIC BankFind.

Recent deals

Shrikantha LLC in Loganville, GA — $1.5M (2026) · Beer, Wine, and Liquor Retailers
Program
7a General
Rate at approval
7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
17 days
Approved
1/12/2026
First disbursed
1/29/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Beer, Wine, and Liquor Retailers
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Baba Sai Inc in Statham, GA — $1.3M (2024) · Beer, Wine, and Liquor Retailers
Program
7a General
Rate at approval
10% variable
Term
132 mo (11 yrs)
SBA guaranteed
$958K (75%)
Approval → funding
92 days
Approved
4/17/2024
First disbursed
7/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Mack's Property Group, LLC in Madison, GA — $2.9M (2021) · Hardware Stores
Program
7a General
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.6M (90%)
Approval → funding
171 days
Approved
7/13/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Franchise
Ace Hardware

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Legacy State Bank financed

3 businesses on record. Each links to its full SBA record.

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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Legacy State Bank.

AI summary

Legacy State Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

Business age

Existing or more than 2 years old

Industry

Beer, Wine, and Liquor Retailers

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Jobs supported

2

Business age

New Business or 2 years or less

Industry

Hardware Stores

Your business? Claim this record · Request removal