Lender record
Monterey County Bank
The real lending record — every figure from funded deals. HQ: 601 Munras Ave, Monterey, CA. 4 branches.
36
Recent deals (FY20+)
$430K
Typical deal
24 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 601 Munras Ave, Monterey, CA. 4 branches.
36
Recent deals (FY20+)
$430K
Typical deal
24 days
Approval → funding
0%
Failure rate (FY20–23)
Most Monterey County Bank deals land between $254K and $1.3M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$297.8M
▲ 5.2% vs prior quarter
Deposits on hand
$219.2M
▲ 5.1% vs prior quarter
Loans outstanding
$148.8M
▼ 0.4% vs prior quarter
Net income (latest qtr)
$34K
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with Monterey County Bank
Tell us where to reach you and we'll arrange the introduction — to Monterey County Bank or a comparable SBA specialist who fits your deal even better.
Monterey County BankMain office601 Munras AveMonterey, CA 93940 · since 1977
Carmel Rancho Branch3785 Via Nona MarieCarmel Rancho, CA 93923 · since 1981
Pacific Grove Branch542 Lighthouse AvePacific Grove, CA 93950 · since 1997
Salinas Branch1127 S Main StSalinas, CA 93901 · since 2008
Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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36 businesses on record. Each links to its full SBA record.
Work at Monterey County Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Monterey County Bank.
Monterey County Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
Monterey County Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal