Stretch Lab, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3245)
126 deals since 2020 · typical deal $263K · 2.86% failure rate
126
Deals since 2020
$263K
Typical deal
15
Deals since FY2025
2.86%
Failure rate (FY20–23)
Stretch Lab's 2.86% failure rate sits in the normal range for franchises. Underwrite the location, not just the brand.
What buyers pay for Stretch Lab
Most Stretch Lab deals financed between $95K and $324K. Above $324K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,660
- Down payment (10%)
- $29K
- Cash to close (all-in)
- $39K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$39K)
Experience
Recent financings
- StretchLab Long Island City in Long Island City, NY — $682K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term