Can The State Bank and Trust Company fund you? The bank behind the loans
Total assets
$1.6B
▲ 3.9% vs prior quarter
Deposits on hand
$1.4B
▲ 4.9% vs prior quarter
Loans outstanding
$1.2B
▲ 0.5% vs prior quarter
Net income (latest qtr)
$4.7M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes The State Bank and Trust Company more SBA-focused than 56% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.19% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Get in touch with The State Bank and Trust Company
Tell us where to reach you and we'll arrange the introduction — to The State Bank and Trust Company or a comparable SBA specialist who fits your deal even better.
Walk into a The State Bank and Trust Company branch (29)
The State Bank And Trust CompanyMain office401 Clinton StDefiance, OH 43512 · since 1902
Pioneer Banking Center Branch119 S State StPioneer, OH 43554 · since 1894
Oakwood Branch218 North First StreetOakwood, OH 45873 · since 1905
Luckey Branch235 Main StLuckey, OH 43443 · since 1906
Delta Branch312 Main StDelta, OH 43515 · since 1906
Lyons Branch133 East Morenci StreetLyons, OH 43533 · since 1922
Motor Branch500 W 3rd StDefiance, OH 43512 · since 1960 · limited service
Walbridge Branch311 N Main StWalbridge, OH 43465 · since 1963
Northtowne Branch1600 N Clinton StDefiance, OH 43512 · since 1970
Scroll for all 29 branches · Branch data: FDIC BankFind.
Recent deals
Tork Products Incin Fort Wayne, IN — $1.1M (2026) · Industrial Machinery and Equipment Merchant Wholesalers
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$823K (75%)
Approval → funding
4 days
Approved
1/1/2026
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Industrial Machinery and Equipment Merchant Wholesalers
DealRoom analysis of public lending records, FY2020–present. Not affiliated with The State Bank and Trust Company.
AI summary
The State Bank and Trust Company is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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The State Bank and Trust Company is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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Auntie Anne's
1 deals
East Main Street Branch
1201 E Main St
Montpelier, OH 43543 · since 1970
Paulding Banking Center Branch220 N Main StPaulding, OH 45879 · since 1979
Market St Branch930 W Market StLima, OH 45805 · since 1988
Perrysburg Branch610 E South Boundary StPerrysburg, OH 43551 · since 1995
Danbury Township Branch259 S Bridge RdMarblehead, OH 43440 · since 1997
Sylvania Branch6401 Monroe StSylvania, OH 43560 · since 1997
North Shore Retirement Center9400 N Shore BlvdMarblehead, OH 43440 · since 2000 · limited service
Bryan Banking Center Branch1419 W High StBryan, OH 43506 · since 2000
Fort Wayne Branch12832 Coldwater RdFort Wayne, IN 46845 · since 2007
Findlay Banking Center, Lincoln Branch201 E Lincoln StFindlay, OH 45840 · since 2015
Dublin Banking Center Branch4080 W Dublin Granville RdDublin, OH 43017 · since 2015
Bowling Green Banking Center1232 N Main StBowling Green, OH 43402 · since 2017
Wauseon Banking Center Branch1379 N Shoop AveWauseon, OH 43567 · since 2020
Findlay Banking Center, Main Branch408 S Main StFindlay, OH 45840 · since 2020
Edon Banking Center Branch101 N Michigan StEdon, OH 43518 · since 2020
Edgerton Motorbank Branch187 N Michigan AveEdgerton, OH 43517 · since 2021 · limited service
Edgerton Banking Center Branch104 N Michigan AveEdgerton, OH 43517 · since 2021
Marblehead Branch709 W Main StMarblehead, OH 43440 · since 2025
Angola Banking Center Branch307 North Wayne StreetAngola, IN 46703 · since 2025
Napoleon Banking Center Branch1414 Scott StNapoleon, OH 43545 · since 2025
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Industrial Machinery and Equipment Merchant Wholesalers
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.