Lender record
West Shore Bank
The real lending record — every figure from funded deals. HQ: 201 W Loomis St, Ludington, MI. 9 branches.
61
Recent deals (FY20+)
$372K
Typical deal
15 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 201 W Loomis St, Ludington, MI. 9 branches.
61
Recent deals (FY20+)
$372K
Typical deal
15 days
Approval → funding
0%
Failure rate (FY20–23)
Most West Shore Bank deals land between $255K and $869K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$828.1M
▲ 1% vs prior quarter
Deposits on hand
$696.6M
▲ 1.6% vs prior quarter
Loans outstanding
$636.2M
▲ 0.4% vs prior quarter
Net income (latest qtr)
$1.8M
FDIC call-report data, quarter ending 03/2026.
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West Shore BankMain office201 W Loomis StLudington, MI 49431 · since 1898
Ludington Branch5725 West U.S. 10Pere Marquette Township, MI 49431 · since 1975
Frankfort Branch501 Main StFrankfort, MI 49635 · since 1983
Hart Branch4070 W Polk RdHart, MI 49420 · since 1997
Manistee Branch415 ParkdaleManistee, MI 49660 · since 1999
Scottville Branch107 W State StScottville, MI 49454 · since 2002
Cypress Street Branch306 Cypress StManistee, MI 49660 · since 2008
Onekama Branch4945 Main StOnekama, MI 49675 · since 2018
Traverse City Branch400 E Eighth StTraverse City, MI 49686 · since 2018
Branch data: FDIC BankFind.
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56 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with West Shore Bank.
West Shore Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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