Methodology
Every ranking and risk number DealRoom publishes is computed from public SBA and FDIC records. Each page below shows the sources, the calculation, and the limits — and backs a methodology URL returned with the matching API response.
How DealRoom ranks SBA lenders
How DealRoom ranks SBA 7(a) lenders: national rankings by fiscal-year 7(a) production and per-state rankings by trailing-12-month approval activity, from public SBA loan records.
How DealRoom calculates SBA failure rates
How DealRoom calculates SBA 7(a) failure (charge-off) rates by state and by lender, using FY2020–2023 approval cohorts and observed charge-offs from public SBA records.
How DealRoom scores franchise financing risk
How DealRoom builds each franchise brand's financing record: SBA 7(a) loan history, typical project cost, observed rates, and charge-off rate from public SBA records.
How DealRoom measures industry risk
How DealRoom builds industry-level SBA intelligence: 7(a) acquisition volume, typical acquisition loan size, observed rates, and charge-off rates by sector from public SBA records.